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Head to head

FundingPips vs FXIFY

FundingPips grades higher overall, 6.8 to 5.8. Across 21 measurable rows, FundingPips comes out ahead on 10 and FXIFY on 7.

B
FundingPips logoFundingPips

FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution

C
FXIFY logoFXIFY

Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'

Key differences

In short

  • A $100K evaluation is cheaper at FXIFY ($399 vs $444 at FundingPips).
  • FundingPips has the stronger payout record (7.3 vs 4.6).
  • FundingPips carries more hidden-rule risk (4.4 vs 3.7), led by: device-id (cid) matching can end funded accounts.
  • FXIFY allows more capital ($805,000 vs $400,000).
  • Only FXIFY sells 3-step programs.
  • cTrader, Match-Trader are only available at FundingPips.
  • MT4, DXtrade, TradingView, NinjaTrader, Tradovate are only available at FXIFY.

FundingPips vs FXIFY, side by side

The better value in each row is marked

FundingPips vs FXIFY compared
Criterion
FundingPips logoFundingPips
FXIFY logoFXIFY
Grade
Overall scoreB6.8C5.8
Payouts7.34.6
Transparency4.53.8
Rules & trading conditions7.47.0
Reputation7.06.2
Platforms & execution7.18.0
Support6.66.2
Evidence
Trustpilot4.5 (70K)4.3 (6.4K)
Pass rate10%Estimate12%Estimate
Hidden risk
4.4 HighHidden risk 4.4 out of 10, High
3.7 ModerateHidden risk 3.7 out of 10, Moderate
Negative recent reviews12.5%19%
Offer
$100K challenge$444$399
Cheapest account$33$19
Max allocation$400K$805K
Max profit split100%90%
PayoutsWeekly (2 Step Pro at 80%, 2 Step Standard at 60%)…Varies by program: on-demand after minimum trading days for…
Programsinstant, 1-step, 2-step1-step, 2-step, 3-step, instant
Current offer20% OFF· HELLO—
Company
Headquarters Dubai, United Arab Emirates Port Louis, Mauritius
Years in business43
Trading
PlatformsMT5, cTrader, Match-TraderMT4, MT5, DXtrade, TradingView, NinjaTrader, Tradovate
AssetsForex, Indices, Metals, Energies, CryptoForex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures
EAsRestrictedRestricted
News tradingRestrictedRestricted
Weekend holdingRestrictedRestricted
Copy tradingRestrictedRestricted
HedgingNot allowedRestricted

Which should you choose?

By trading style

Fit by trading style
You are…Pick
BeginnersEither
Experienced tradersFXIFY
Swing tradersFXIFY
ScalpersEither
EA & algo tradersEither
News tradersEither

Verdicts

FundingPips verdict

FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution

Best for: Disciplined intraday forex traders on one personal device who want cheap 2-step entry and weekly or bi-weekly payouts

Avoid if: You hold trades overnight without the Swing add-on, share devices or networks with other traders, run EAs on a VPS, or trade news

Full FundingPips review Visit FundingPips

FXIFY verdict

Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'

Best for: Price-conscious traders who want program choice and keep clean, explainable manual trading records.

Avoid if: You scalp, run an EA, or can't tolerate a compliance team second-guessing a profitable run after the fact.

Full FXIFY review Visit FXIFY

FundingPips vs FXIFY FAQ

Questions traders ask

Is FundingPips better than FXIFY?

On our grading FundingPips scores higher overall (6.8 vs 5.8, grade B vs C). FXIFY still comes out ahead on platforms. The better choice depends on your style: compare the rules rows above before buying.

Which is cheaper, FundingPips or FXIFY?

At list price a $100K evaluation costs $444 at FundingPips and $399 at FXIFY, so FXIFY is cheaper. The smallest accounts start at $33 and $19. Discounts change often, so check the offers page.

Which pays out more reliably, FundingPips or FXIFY?

FundingPips has the stronger payout score (FundingPips 7.3 vs FXIFY 4.6). FundingPips pays weekly (2 step pro at 80%, 2 step standard at 60%), bi-weekly (80% on flex models and 2 step standard, 95% on 2 step flex 95% and zero), on-demand 90% (2 step standard) and monthly 100% on challenge models with conditions; FXIFY pays varies by program: on-demand after minimum trading days for 1-phase, 2-phase standard and 3-phase (then monthly, or biweekly with an add-on); fixed 14-or-30-day cycle with no on-demand first payout for 2-phase classic; every 10 days for 2-phase pro; biweekly for instant funding; every 10 days for instant funding lite; biweekly after a 7-day first payout for the lightning challenge.

Which has fewer hidden rules, FundingPips or FXIFY?

FXIFY has the lower Hidden Risk score (FundingPips 4.4, high; FXIFY 3.7, moderate). Each review lists the specific rules behind the score.

Is it easier to pass FundingPips or FXIFY?

FundingPips: 10% (estimate). FXIFY: 12% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.

Compare FundingPips or FXIFY with another firm

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