Head to head
AquaFunded vs FXIFY
FXIFY grades higher overall, 5.5 to 3.5. Across 21 measurable rows, AquaFunded comes out ahead on 3 and FXIFY on 11.
Cheap challenges wrapped in a dense, shifting rulebook and a damaged reputation
Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'
Key differences
In short
- A $100K evaluation is cheaper at AquaFunded ($279.20 vs $399 at FXIFY).
- FXIFY has the stronger payout record (4.0 vs 0.8).
- AquaFunded carries more hidden-rule risk (8.2 vs 5.3), led by: floating-loss caps close accounts instantly.
- FXIFY allows more capital ($805,000 vs $400,000).
- Only FXIFY sells 3-step programs.
- cTrader, Match-Trader, TradeLocker are only available at AquaFunded.
- MT4, DXtrade are only available at FXIFY.
AquaFunded vs FXIFY, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | E3.5 | C5.5 |
| Payouts | 0.8 | 4.0 |
| Transparency | 1.9 | 3.9 |
| Rules & trading conditions | 8.4 | 7.0 |
| Reputation | 2.2 | 6.0 |
| Platforms & execution | 5.6 | 7.4 |
| Support | 3.8 | 5.7 |
| Evidence | ||
| Trustpilot | ≈3.2(estimate; Trustpilot hides this firm's score) (1.2K) | 4.3 (6.3K) |
| Pass rate | 8%Estimate | 12%Estimate |
| Hidden risk | 8.2 Very highHidden risk 8.2 out of 10, Very high | 5.3 HighHidden risk 5.3 out of 10, High |
| Negative recent reviews | 80.5% | 19% |
| Offer | ||
| $100K challenge | $279.20 | $399 |
| Cheapest account | $20 | $19 |
| Max allocation | $400K | $805K |
| Max profit split | 100% | 90% |
| Payouts | Every 14 days by default… | Varies by program: on-demand after minimum trading days for… |
| Programs | instant, 1-step, 2-step | 1-step, 2-step, 3-step, instant |
| Current offer | — | — |
| Company | ||
| Headquarters | Dubai, United Arab Emirates | Port Louis, Mauritius |
| Years in business | 3 | 3 |
| Trading | ||
| Platforms | MT5, cTrader, Match-Trader, TradeLocker, Tradovate, NinjaTrader, TradingView | MT4, MT5, DXtrade, TradingView, NinjaTrader, Tradovate |
| Assets | Forex, Indices, Metals, Commodities, Energies, Crypto, Futures | Forex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Hedging | Restricted | Restricted |
Which should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | FXIFY | A free course with a $1,000 instant-funding unlock and a wide account-size ladder help newcomers start cheap, but the vague prohibited-strategy clauses and a 60-day inactivity breach punish the slow, exploratory pace beginners often need. |
| Experienced traders | FXIFY | Competitive pricing, accounts to $400k, a choice of static or trailing drawdown and up to 90% split reward a trader who already has a proven, well-documented strategy and can defend it if compliance asks. |
| Swing traders | Either | AquaFunded: Overnight and weekend holding is allowed on CFDs and 2-Step Standard or Elite have static drawdowns, but -1% to -2% floating-loss limits rule out wide stops on funded and instant accounts. |
| Scalpers | FXIFY | Raw spreads are genuinely tight per reviewers, but high-frequency trading and 'exploiting bugs/glitches' are named prohibited strategies, and fast, short-hold trades are exactly the pattern FXIFY's latency-arbitrage reviews target. |
| EA & algo traders | Either | AquaFunded: Own-strategy EAs are allowed on CFDs, but VPS and shared-device flags appear in payout denials and futures accounts ban automation outright. |
| News traders | Either | AquaFunded: Funded profit from trades within 5 minutes of any red-folder event is capped at 0.5% of the starting balance per cycle. |
Verdicts
AquaFunded verdict
Cheap challenges wrapped in a dense, shifting rulebook and a damaged reputation
Best for: Disciplined traders with small, steady risk per trade who want cheap 2-step pricing, no time limits and a choice of four CFD platforms, and who will read every rule for their model.
Avoid if: You scalp, trade news, run EAs on a VPS, share a network with other traders, or need a firm with a clean, verifiable payout reputation.
FXIFY verdict
Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'
Best for: Price-conscious traders who want program choice and keep clean, explainable manual trading records.
Avoid if: You scalp, run an EA, or can't tolerate a compliance team second-guessing a profitable run after the fact.
AquaFunded vs FXIFY FAQ
Questions traders ask
Is AquaFunded better than FXIFY?
On our grading FXIFY scores higher overall (5.5 vs 3.5, grade C vs E). AquaFunded still comes out ahead on conditions. The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, AquaFunded or FXIFY?
At list price a $100K evaluation costs $279.20 at AquaFunded and $399 at FXIFY, so AquaFunded is cheaper. The smallest accounts start at $20 and $19. Discounts change often, so check the offers page.
Which pays out more reliably, AquaFunded or FXIFY?
FXIFY has the stronger payout score (AquaFunded 0.8 vs FXIFY 4.0). AquaFunded pays every 14 days by default; 7-day cycles (evaluations) or on-demand requests (instant) as paid add-ons; futures models pay on demand, daily or every 5-6 winning days; FXIFY pays varies by program: on-demand after minimum trading days for 1-phase, 2-phase standard and 3-phase (then monthly, or biweekly with an add-on); fixed 14-or-30-day cycle with no on-demand first payout for 2-phase classic; every 10 days for 2-phase pro; biweekly for instant funding; every 10 days for instant funding lite; biweekly after a 7-day first payout for the lightning challenge.
Which has fewer hidden rules, AquaFunded or FXIFY?
FXIFY has the lower Hidden Risk score (AquaFunded 8.2, very high; FXIFY 5.3, high). Each review lists the specific rules behind the score.
Is it easier to pass AquaFunded or FXIFY?
AquaFunded: 8% (estimate). FXIFY: 12% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
Compare AquaFunded or FXIFY with another firm
More head-to-heads
- FTMO vs FXIFY
- FXIFY vs The5ers
- FXIFY vs Hola Prime
- AquaFunded vs Hola Prime
- FundedNext vs FXIFY
- AquaFunded vs FundedNext
- FXIFY vs IQ Capital
- Fintokei vs FXIFY
- FXIFY vs Top One Trader
- Core Funded vs FXIFY
- FXIFY vs Maven Trading
- FXIFY vs Goat Funded Trader
- For Traders vs FXIFY
- AquaFunded vs For Traders
- Blue Guardian vs FXIFY
- AquaFunded vs Blue Guardian
- BrightFunded vs FXIFY
- Blueberry Funded vs FXIFY
- AquaFunded vs Goat Funded Trader
- FXIFY vs Instant Funding