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Head to head

Fintokei vs FXIFY

Fintokei grades higher overall, 6.2 to 5.5. Across 21 measurable rows, Fintokei comes out ahead on 11 and FXIFY on 7.

C
Fintokei logoFintokei

Fast payouts and published rules, until the discretionary Consistency clause decides your trading looks too good

C
FXIFY logoFXIFY

Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'

Key differences

In short

  • A $100K evaluation is cheaper at FXIFY ($399 vs $419 at Fintokei).
  • Fintokei has the stronger payout record (6.1 vs 4.0).
  • FXIFY allows more capital ($805,000 vs $700,000).
  • Only FXIFY sells instant programs.
  • cTrader is only available at Fintokei.
  • MT4, DXtrade, NinjaTrader, Tradovate are only available at FXIFY.

Fintokei vs FXIFY, side by side

The better value in each row is marked

Fintokei vs FXIFY compared
Criterion
Fintokei logoFintokei
FXIFY logoFXIFY
Grade
Overall scoreC6.2C5.5
Payouts6.14.0
Transparency6.23.9
Rules & trading conditions6.07.0
Reputation6.26.0
Platforms & execution7.17.4
Support6.05.7
Evidence
Trustpilot4.4 (1.4K)4.3 (6.3K)
Pass rate21%Reported12%Estimate
Hidden risk
5.3 HighHidden risk 5.3 out of 10, High
5.3 HighHidden risk 5.3 out of 10, High
Negative recent reviews14%19%
Offer
$100K challenge$419$399
Cheapest account$44$19
Max allocation$700K$805K
Max profit split100%90%
PayoutsEvery 14 days per funded accountVaries by program: on-demand after minimum trading days for…
Programs1-step, 2-step, 3-step1-step, 2-step, 3-step, instant
Current offer20% OFF· NEW20—
Company
Headquarters Brno, Czech Republic Port Louis, Mauritius
Years in business43
Trading
PlatformsTradingView, MT5, cTraderMT4, MT5, DXtrade, TradingView, NinjaTrader, Tradovate
AssetsForex, Metals, Energies, IndicesForex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures
EAsRestrictedRestricted
News tradingRestrictedRestricted
Weekend holdingAllowedRestricted
Copy tradingNot allowedRestricted
HedgingNot allowedRestricted

Which should you choose?

By trading style

Fit by trading style
You are…Pick
BeginnersEither
Experienced tradersFXIFY
Swing tradersFintokei
ScalpersFXIFY
EA & algo tradersEither
News tradersFintokei

Verdicts

Fintokei verdict

Fast payouts and published rules, until the discretionary Consistency clause decides your trading looks too good

Best for: Disciplined swing and position traders who keep daily risk near 1% and want ProTrader Swing's overnight-friendly structure.

Avoid if: You trade news spikes, scalp sub-10-second entries, run EAs to pass, or plan to scale risk up fast right after your first payout.

Full Fintokei review Visit Fintokei

FXIFY verdict

Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'

Best for: Price-conscious traders who want program choice and keep clean, explainable manual trading records.

Avoid if: You scalp, run an EA, or can't tolerate a compliance team second-guessing a profitable run after the fact.

Full FXIFY review Visit FXIFY

Fintokei vs FXIFY FAQ

Questions traders ask

Is Fintokei better than FXIFY?

On our grading Fintokei scores higher overall (6.2 vs 5.5, grade C vs C). FXIFY still comes out ahead on conditions, platforms. The better choice depends on your style: compare the rules rows above before buying.

Which is cheaper, Fintokei or FXIFY?

At list price a $100K evaluation costs $419 at Fintokei and $399 at FXIFY, so FXIFY is cheaper. The smallest accounts start at $44 and $19. Discounts change often, so check the offers page.

Which pays out more reliably, Fintokei or FXIFY?

Fintokei has the stronger payout score (Fintokei 6.1 vs FXIFY 4.0). Fintokei pays every 14 days per funded account; FXIFY pays varies by program: on-demand after minimum trading days for 1-phase, 2-phase standard and 3-phase (then monthly, or biweekly with an add-on); fixed 14-or-30-day cycle with no on-demand first payout for 2-phase classic; every 10 days for 2-phase pro; biweekly for instant funding; every 10 days for instant funding lite; biweekly after a 7-day first payout for the lightning challenge.

Which has fewer hidden rules, Fintokei or FXIFY?

Fintokei has the lower Hidden Risk score (Fintokei 5.3, high; FXIFY 5.3, high). Each review lists the specific rules behind the score.

Is it easier to pass Fintokei or FXIFY?

Fintokei: 21% (reported). FXIFY: 12% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.

Compare Fintokei or FXIFY with another firm

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