The5ers review
IsraelRaanana, Israel-based CFD and futures prop firm with 1-, 2- and 3-step programs since 2016
Our grade
Average
6.1 / 10 · ranked #4 of 10
The5ers has funded traders since 2016 and still sells some of the cheapest routes into a large account: a $100K two-step for $149 on its Summer Plan, a $100K Bootcamp for $95 upfront, and scaling ladders that run to $4 million. The catch in 2026 is what happens when you ask to be paid. Its risk team has been closing accounts for coordinated trading, one-sided bets and failed interviews, the cause behind roughly four in ten recent 1-star reviews, and a funded $100K High Stakes account can pay out no more than $4,000 per cycle, minus a 3.5% fee.
Cheap entry and long scaling ladders, but payout-stage risk reviews made The5ers a riskier bet in 2026
Our verdict
On paper The5ers is still one of the better-value firms around. Every evaluation has unlimited time and a static max loss, a $100K High Stakes New costs $405 against the $400-$600 typical for a two-step, the Summer Plan sells the same size for $149, and the Hyper Growth and Bootcamp ladders run to $4M. Ten years of trading history under a named Israeli company, and a claimed $43M paid across 20,000-plus payouts, put it well ahead of most of the firms that launched after 2022.
The problem is what happens at the payout desk. The firm admitted delays in March 2026, and from August a wave of terminations followed: accounts closed for coordinated trading judged on similar entries to strangers, one-sided bets, bulk trading or a failed interview, with profits forfeited. The rulebook gives the risk team that room through undefined terms like unusual sizing and concentrated exposure, a five-day interview deadline and a clause against disparaging the firm in public. Payout caps of $3,000-$4,000 on $50K-$100K High Stakes accounts and a 3.5% fee on every withdrawal cut the real value further, and a 4.7 Trustpilot score built on about 50 invited reviews a day hides most of this.
The5ers still suits a manual, two-sided FX trader with modest size who wants a cheap evaluation and is happy to scale slowly. Treat the payout cap as your real income, withdraw every cycle, keep a dated journal of every setup, and avoid one-direction streaks, copied signals and EAs without written approval. If your edge depends on news spikes, automation or large single withdrawals, pick a firm with fewer discretionary clauses.
Best for
Manual FX traders who want a cheap, no-time-limit evaluation and plan to scale slowly with steady, two-sided trading and modest position sizes.
Avoid if
You trade news releases, run EAs or copied signals, hold one-directional trend positions, or expect large single withdrawals from a $50K-$100K account.
Pros
- No time limit on any evaluation and a static max loss on every CFD program, so there is no clock or trailing floor to race
- Low entry prices as of October 2026: $19 for a $2.5K High Stakes, $95 upfront for a $100K Bootcamp, $405 for a $100K High Stakes New and $149 for a $100K Summer Plan two-step
- Scaling ladders to $4M on Hyper Growth and Bootcamp; High Stakes adds a fixed $4,000-$10,000 monthly payment on top of a 100% split from $350K
- High Stakes fee comes back in stages: 10% and 20% as hub credit after each step and 70% in cash with the first payout
- Ten-year operating history under a named Israeli company, with a firm-reported $43M+ paid across 20,000+ payouts
- MT5, cTrader and a native TradingView terminal for CFDs plus BlackArrow futures; US traders accepted via TradingView since February 2026
- Leverage up to 1:100 on FX in High Stakes and the Summer Plan
Cons
- About 38% of one- and two-star reviews from August-September 2026 describe accounts closed at payout stage for coordinated trading, one-sided bets, bulk trading or failed interviews
- Per-payout caps: $3,000 on a $50K and $4,000 on a $100K High Stakes account, $2,000 on a $100K Summer Plan, $1,250 on a $25K futures account
- Every cash withdrawal costs 3.5% (Rise, crypto or bank), and crypto payouts are limited to $1,500 per request
- No order may execute 2 minutes either side of high-impact news on High Stakes and Summer Plan accounts, and profit from such trades is deducted
- Hyper Growth and Bootcamp start at a 50% split, and Hyper Growth charges $260 for a $5K account
- T&C require any requested video interview within five business days, need written approval for EAs, and allow termination for disparaging posts on review sites
- The firm acknowledged payout delays in March 2026 and changed CEO in August 2026
The5ers scorecard
How we graded it
Weighted score 6.1/10 → grade C
Methodology →- Payouts 25%6.0
A decade of payouts and many same-day withdrawals, but the firm admitted delays in March 2026 and an August-September 2026 wave of payout-stage denials puts it in the recurring-complaints band.
- Rules & transparency 20%5.0
Most limits are published, but bans on one-sided bets, bulk trading, unusual sizing and trade coordination have no thresholds and are enforced at payout time, and the T&C add a five-day interview deadline and a non-disparagement clause.
- Reputation 20%6.5
Ten years old with named owners and regular trade-press coverage, but its TrustScore slid from 4.9 to 4.7, most new 5-star reviews are short invited posts, Forex Peace Army rates it 1/5, and the CEO changed in August 2026.
- Trading conditions 15%7.0
Static drawdown, no time limits and entry prices from $19 ($405 for a $100K High Stakes, $149 on the Summer Plan) are strong value, offset by per-payout caps, a 3.5% withdrawal fee and 50% starting splits on Hyper Growth and Bootcamp.
- Support 10%6.0
A help center with more than 140 articles and replies to 95% of negative reviews, but email office hours are Sunday-Thursday 07:00-15:00 GMT and slow risk-team and KYC responses are a top complaint.
- Platforms & execution 10%6.5
MT5, cTrader (+$10) and a native TradingView terminal for CFDs plus BlackArrow for futures, but recent reviews report wide gold spreads, stop-loss slippage around news and a liquidity-provider data fault.
Who is The5ers for?
Fit by trading style
Beginners
OK with caveatsEntry from $19 (High Stakes $2.5K) or $22 (Bootcamp) with no time limit is forgiving, but the T&C say evaluations are not meant for traders without experience and payout-stage interviews require you to explain your strategy.
Experienced traders
OK with caveatsScaling to $500K-$4M and up to a 100% split reward patience, but $3,000-$4,000 payout caps on $50K-$100K High Stakes accounts and discretionary risk reviews limit how fast a strong trader can take profit out.
Swing traders
OK with caveatsOvernight and weekend holding are allowed on every CFD program with no time limit, but swaps are high (oil x10 at weekends), swap-free is funded-only on request, and a persistent directional bias can be flagged as one-sided betting.
Scalpers
OK with caveatsShort-term trading is allowed and FX commission is $4 per lot, but trades lasting seconds, tick scalping and simultaneous bulk entries are banned, and reviewers complain about gold spreads and stop slippage.
EA & algo traders
Poor fitThe T&C require written approval for any automated software, third-party and copy EAs are banned, futures prohibit algorithmic trading, and server-load and bulk-trading rules target bots.
News traders
OK with caveatsHigh Stakes and Summer Plan block order execution 2 minutes either side of red-folder news and strip the profit, but Hyper Growth, Pro Growth and Bootcamp allow news (no bracketing) and futures have no news restriction.
What traders say about The5ers
Trustpilot · 425 reviews analyzed
Trustpilot TrustScore
38,828 reviews
- · Profile claimed since October 2019; the firm actively invites customers to review, and 99% of the latest 5-star reviews carry Trustpilot's Verified label
- · Replied to 95% of negative reviews, typically within a week; Trustpilot notes the firm may use AI assistance for replies
- · No warning banner on the profile as of October 1, 2026
- · About 200 of the 1,219 one-star reviews ever posted arrived between August 4 and September 30, 2026
- · Third-party coverage (GhostTraders, August 2026) says the TrustScore slipped from 4.9 to 4.7 during 2025-2026
Recent sentiment
Trend: declining200 most recent reviews, Aug 4, 2026 – Oct 1, 2026 · 94% verified
2026-09: 6.8% negative, average 4.66, 176 reviews; 2026-10: 0% negative, average 4.92, 24 reviews
Most reported issue · 38% of complaints
Accounts closed at the payout stage
Traders who passed or were already funded say their accounts were terminated, or their payouts refused, after a risk review that cited coordinated trading with another account, one-sided bets, bulk trading or a failed ownership and strategy interview.
Most praised · 18% of positive reviews
Payouts paid as promised
Funded traders report first and repeat payouts arriving within hours to three days; clear rules, helpful support and the firm's long track record are each mentioned about as often.
Complaint themes · 225 negative reviews
- Termination or payout denial after risk review38%
Accounts closed or profits refused at the payout or scaling review for coordination with another account, one-sided bets, bulk trading or failed interviews; reviewers say the evidence was a screenshot of similar entries.
- Slow or unhelpful support20%
Tickets and emails unanswered for days, generic replies to execution disputes, and risk or KYC reviews with no timeline.
- Slippage, spreads and price feed18%
Stop-losses filled far beyond their level around NFP and other releases, wide gold spreads on Summer Plan accounts, platform freezes, and a market-data fault one reviewer says the firm confirmed in writing in late September.
- KYC and payment-name rejections10%
Funded accounts withheld after passing because third-party KYC failed, the profile name did not match the ID, or the card used belonged to someone else.
- Daily-loss breach disputes9%
Accounts ended for breaching the daily limit by a few dollars after slippage, or because the equity-based calculation counted floating profit.
- Payout delays7%
Payouts and affiliate commissions pending for two weeks to two months, with support saying the case is still under review.
- Fake-review and review-removal claims6%
Reviewers allege the flood of 5-star reviews is manufactured and that the firm asked them to delete, or flagged, their negative reviews.
Praise themes · share of 4–5★ reviews
- Trust and track record19%
Long-time customers call it one of the most reliable firms and point to its ten-year history.
- Payouts received18%
First and repeat payouts reported within hours to three days via Rise or crypto, including one trader on a ninth payout.
- Clear rules18%
Rules described as simple, transparent and easy to follow, with no surprises during the evaluation.
- Helpful support18%
Agents credited with quick, polite fixes for dashboard, login and verification problems.
- Platform and trading conditions13%
Stable platform, decent execution and spreads, though TradingView users mention glitches and slow loading.
- Summer Plan pricing8%
The $149 $100K Summer Plan is repeatedly called the cheapest large account on the market.
Red flags in the reviews
- · Roughly 50 new reviews a day, 94% carrying Trustpilot's Verified (invited) label and 62% of the 4-5 star ones under 80 characters, a pattern typical of heavily solicited reviews
- · About 200 of the profile's 1,219 all-time 1-star reviews were posted in the eight weeks to September 30, 2026
- · Repeated reports of accounts closed for coordinated trading on the basis of similar entries to an unnamed trader
- · Several reviewers say the firm asked them to remove negative reviews, and the September 2026 T&C allow termination for disparaging the firm on review sites
- · Forex Peace Army notes that The5ers and Trade The Pool offered compensation for promotional posts on its forum
Our read of the reviews
The5ers' Trustpilot profile looks spotless from a distance: 4.7 from 38,828 reviews, 90% of them five stars. Up close, the inflow is dominated by short invited reviews. The 200 most recent reviews were all posted between September 28 and October 1, 2026, about 50 a day; 94% carry the Verified label, 62% of the 4-5 star reviews are under 80 characters, and reviewers in India and Vietnam wrote 87 of the 200. The longer positive reviews mostly praise payouts arriving within hours to three days, clear rules and responsive support, with the cheap Summer Plan a frequent mention.
The negative side is concentrated and recent. About 200 of the 1,219 one-star reviews the profile has ever received were posted between August 4 and September 30, 2026, a steady 20 to 30 a week. Around 38% of the 225 one- and two-star reviews we analysed describe accounts closed or payouts refused after a risk review, most often for coordinated trading judged by similarity to an unknown trader, one-sided bets, bulk trading or a failed ownership interview. The next clusters are unresponsive support (20%), slippage, spreads and price-feed problems (18%) and KYC or card-name rejections (10%).
The direction is negative even though the headline score has barely moved. One-star reviews currently make up about 5% of new reviews against 3.1% all-time, and outside coverage puts the TrustScore at 4.9 before 2025. Some reviewers also say the firm pushed them to take reviews down, and the terms now treat disparaging posts as grounds for termination, so the visible negative count is more likely understated than inflated.
Method: we collected the 200 most recent Trustpilot reviews plus the most recent 225 1–2★ reviews, classified every review by theme and read the samples by hand. Shares are of the stated sample. How we analyze reviews
The5ers pass rate
How hard is it to pass?
Challenge pass rate
9%
~9% (our estimate)
Bar = this firm · line = average of the 10 firms we grade (10.1%)
The5ers does not publish a pass rate. We start from the roughly 10% challenge pass rates disclosed for FTMO-style 10%/5% two-steps, which High Stakes New and the Summer Plan two-step mirror, then adjust down for the 4%/8% limits on $50K-$100K High Stakes, the 3% daily loss on Summer Plan accounts, and the harder Growth (10% target against a 6% stop-out) and three-step Bootcamp programs. The5ers' blog cites an FPFX Tech industry figure of about 14% passing and 7% ever paid, which is not The5ers-specific data.
Basis: Our estimate from the challenge rules
The5ers hidden rules
The fine print
Hidden Risk score
5.8/10
Very high risk
Average: 6.3
Most of The5ers' limits are written down, but the rules that cost traders money in 2026 are judgment calls enforced at payout time: coordinated trading judged by similar entries, one-sided bets, bulk trading and unusual sizing, backed by a five-day interview deadline and a non-disparagement clause. Payout caps on $50K-$100K accounts, a 3.5% withdrawal fee and a two-minute news window are documented but easy to miss.
- highdiscretion
Risk reviews at payout time
Payout and scaling requests go through a risk review that can end in termination for trade coordination or copy trading with other accounts. Dozens of August-September 2026 reviews say the evidence was similar entries by an unknown trader, with no shared IP, device or payment link shown.
Source - highstrategy
One-sided bets, bulk trading and sizing rules
The prohibited list bans consistently trading one direction, opening several trades at the same time, and position sizes substantially larger or smaller than your usual. None of these has a numeric threshold.
Source - highaccount
Five-day video interview deadline
If the firm requests an interview, it must be both scheduled and completed within five business days, or pending payouts are denied and all associated accounts are cancelled.
Source
Does The5ers pay out?
Payout score 6.0/10
- Profit split
- 50% – 100%
- Frequency
- Every 14 days from funding; the timer resets after each scale-up
- First payout
- 14 days after the funded account is activated
- Processing time
- Firm quotes a 24-48h risk review plus up to 3 business days and advertises a 16h average; traders reported 1-2 week waits in spring 2026 and mostly same-day to 3 days in September 2026
- Minimum
- $150 after split; $300/$500 P&L on $50K/$100K High Stakes; $250 on Summer Plan
- Methods
- Rise, Crypto (USDT TRC20, USDC ERC20, ETH, LTC; max $1,500 per request), Bank transfer, Hub credits (no fee, usable only for new accounts)
- Paid out (claimed)
- $43M+ across 20,000+ payouts (company blog, updated May 2026)
Payout mentions in recent reviews
36 of the latest 200 reviews talk about payouts.
For most of its first decade The5ers had one of the cleaner payout records among CFD prop firms, and many September 2026 Trustpilot reviews still describe withdrawals arriving within hours to three days. That record took two hits in 2026.
The5ers challenges and prices
12 programs · list prices
High Stakes New 2-Step ($2.5K-$25K)
2-step · CFD
- Profit target
- P1 10% · P2 5%
- Daily loss
- 5%
- Max loss
- 10% static
- Min. days
- 3
- Time limit
- Unlimited
- Profit split
- 80%, rising to 100% plus fixed monthly payments via scaling
- Payouts
- Every 14 days; timer resets after each scale-up
- News
- Restricted
- Fee refund
- Yes
| Account | 2.5K | 5K | 10K | 25K |
|---|---|---|---|---|
| Price | $19 | $35 | $69 | $176 |
- · Minimum days are profitable days: closed profit of at least 0.5% of initial balance, measured as the lower of midnight balance or equity minus the prior day's balance
- · Fee returned in stages: 10% hub credit after Step 1, 20% after Step 2, 70% in cash with the first payout (needs $150 profit and 14 days)
- · Scales on every 10% gain with 3 profitable days up to $500K: 85% split from $175K, 90% from $250K, 100% plus $4,000 a month from $350K and $10,000 a month at $500K
- · No order may execute 2 minutes either side of high-impact news; profit from such trades is deducted
- · Up to three accounts each of $2.5K, $5K and $10K and one $25K
High Stakes New 2-Step ($50K-$100K)
2-step · CFD
- Profit target
- P1 10% · P2 5%
- Daily loss
- 4%
- Max loss
- 8% static
- Min. days
- 3
- Time limit
- Unlimited
- Profit split
- 80%, rising to 100% plus fixed monthly payments via scaling
- Payouts
- Every 14 days; capped at $3,000 ($50K) or $4,000 ($100K) per payout
- News
- Restricted
- Fee refund
- Yes
| Account | 50K | 100K |
|---|---|---|
| Price | $249 | $405 |
- · Limits cut from 5%/10% to 4%/8% and payout caps added by September 2026
- · Only one $50K or $100K account allowed across New and Classic combined
- · Fee returned in stages: 10% and 20% as hub credit after each step, 70% in cash with the first payout
- · Profitable day = at least 0.5% of initial balance; 3 needed to pass each step and to scale
- · No order may execute 2 minutes either side of high-impact news
High Stakes Classic 2-Step ($2.5K-$25K)
2-step · CFD
- Profit target
- P1 8% · P2 5%
- Daily loss
- 5%
- Max loss
- 10% static
- Min. days
- 3
- Time limit
- Unlimited
- Profit split
- 80%, rising to 100% plus fixed monthly payments via scaling
- Payouts
- Every 14 days; timer resets after each scale-up
- News
- Restricted
- Fee refund
- Yes
| Account | 2.5K | 5K | 10K | 25K |
|---|---|---|---|---|
| Price | $22 | $39 | $78 | $195 |
- · Same rules as High Stakes New with an 8% Step 1 target instead of 10%, for about 10% more
- · One account each of $2.5K and $5K, plus one $10K or $25K
- · Fee returned in stages: 10% and 20% as hub credit after each step, 70% in cash with the first payout
- · No order may execute 2 minutes either side of high-impact news
High Stakes Classic 2-Step ($50K-$100K)
2-step · CFD
- Profit target
- P1 8% · P2 5%
- Daily loss
- 4%
- Max loss
- 8% static
- Min. days
- 3
- Time limit
- Unlimited
- Profit split
- 80%, rising to 100% plus fixed monthly payments via scaling
- Payouts
- Every 14 days; capped at $3,000 ($50K) or $4,000 ($100K) per payout
- News
- Restricted
- Fee refund
- Yes
| Account | 50K | 100K |
|---|---|---|
| Price | $279 | $455 |
- · Limits cut from 5%/10% to 4%/8% and payout caps added by September 2026
- · Only one $50K or $100K account allowed across New and Classic combined
- · Fee returned in stages: 10% and 20% as hub credit after each step, 70% in cash with the first payout
- · No order may execute 2 minutes either side of high-impact news
Pro Growth 1-Step
1-step · CFD
- Profit target
- 10%
- Daily loss
- 3%
- Max loss
- 6% static
- Min. days
- 3
- Time limit
- Unlimited
- Profit split
- 75%, rising to 80% at $350K and up to 100% from $400K
- Payouts
- Every 14 days; timer resets after each scale-up
- News
- Restricted
- Fee refund
- No
| Account | 5K | 10K | 20K | 50K |
|---|---|---|---|---|
| Price | $52 | $98 | $189 | $329 |
- · Profitable day = at least 0.5% of initial balance; 3 needed to pass
- · Funded target stays 10% and scales the account up to $500K
- · News trading allowed except bracketing with buy and sell stops
- · Maximum one account per size
Hyper Growth 1-Step
1-step · CFD
- Profit target
- 10%
- Daily loss
- 3%
- Max loss
- 6% static
- Min. days
- 0
- Time limit
- Unlimited
- Profit split
- 50% on the evaluation target, 75% once funded, 80-100% from $640K
- Payouts
- Every 14 days; timer resets each time the account doubles
- News
- Restricted
- Fee refund
- No
| Account | 10K | 20K |
|---|---|---|
| Price | $450 | $850 |
- · A $5K Hyper Growth account is also sold for $260
- · The account doubles on every 10% target ($10K to $20K to $40K and on) up to $4M
- · Hub-credit bonuses of $15 to $1,600 at each level, on top of the split
- · Maximum $40K of evaluation capital, e.g. two $5K, one $10K and one $20K
- · Copying between your own accounts is banned once total capital passes $500K
- · News trading allowed except bracketing; fee is non-refundable
Bootcamp 3-Step
3-step · CFD
- Profit target
- P1 6% · P2 6% · P3 6%
- Daily loss
- None
- Max loss
- 5% static
- Min. days
- None
- Time limit
- Unlimited
- Profit split
- 50% at the first funded level, 75% after the first scale-up, 80% at $2M, 100% from $2.5M
- Payouts
- Every 14 days; timer resets after each scale-up
- News
- Restricted
- Fee refund
- No
| Account | 20K | 100K | 250K |
|---|---|---|---|
| Price | $22 | $95 | $225 |
- · Prices are the upfront fee; a further $50, $205 or $350 is due on passing (totals $72, $300 and $575)
- · Evaluation steps run on smaller balances, e.g. $25K, $50K and $75K for the $100K account
- · Funded accounts scale on every 5% target up to $4M
- · Maximum 4 accounts (one $250K, one $100K, two $20K), each traded with a different strategy
- · News trading allowed except bracketing; no minimum trading days published; fee non-refundable
Summer Plan 1-Step
1-step · CFD
- Profit target
- 10%
- Daily loss
- 3%
- Max loss
- 6% static
- Min. days
- None
- Time limit
- Unlimited
- Profit split
- 75%
- Payouts
- Every 14 days; capped at $2,000 per payout
- News
- Restricted
- Fee refund
- Yes
Consistency rule: Best trading day must be 50% or less of total profit, in the evaluation and on the funded account
| Account | 100K |
|---|---|
| Price | $249 |
- · Limited-time promotion launched in July 2026; no end date published as of October 1, 2026
- · 10% of the fee as hub credit on funding and a 90% cash refund with the third payout
- · Funded target stays 10% to scale
- · Maximum two accounts; total Summer Plan buying power capped at $600K per trader
Summer Plan 2-Step New (10/5)
2-step · CFD
- Profit target
- P1 10% · P2 5%
- Daily loss
- 3%
- Max loss
- 10% static
- Min. days
- 1
- Time limit
- Unlimited
- Profit split
- 80%
- Payouts
- Every 14 days; capped at $2,000 ($100K) or $3,000 ($200K) per payout
- News
- Restricted
- Fee refund
- Yes
Consistency rule: Funded accounts only: best trading day must be 50% or less of total profit at payout
| Account | 100K | 200K |
|---|---|---|
| Price | $149 | $249 |
- · Limited-time promotion launched in July 2026; no end date published as of October 1, 2026
- · Minimum one trade per phase
- · Hub credits after each step; the rest of the fee comes back with the third payout
- · $200K accounts do not scale
- · No order may execute 2 minutes either side of high-impact news
Summer Plan 2-Step Classic (8/5)
2-step · CFD
- Profit target
- P1 8% · P2 5%
- Daily loss
- 3%
- Max loss
- 10% static
- Min. days
- 1
- Time limit
- Unlimited
- Profit split
- 80%
- Payouts
- Every 14 days; capped at $2,000 ($100K) or $3,000 ($200K) per payout
- News
- Restricted
- Fee refund
- Yes
Consistency rule: Funded accounts only: best trading day must be 50% or less of total profit at payout
| Account | 100K | 200K |
|---|---|---|
| Price | $179 | $279 |
- · Limited-time promotion launched in July 2026; no end date published as of October 1, 2026
- · Same rules as the 10/5 version with an 8% Step 1 target
- · Hub credits after each step; the rest of the fee comes back with the third payout
- · $200K accounts do not scale
- · No order may execute 2 minutes either side of high-impact news
The5ers Futures Day Trade
1-step · Futures
- Profit target
- 6%
- Daily loss
- None
- Max loss
- 4% eod trailing
- Min. days
- 0
- Time limit
- Unlimited (at least one trade every 14 days)
- Profit split
- 80%
- Payouts
- Every 14 days; capped at $1,250 ($25K) or 3% of initial balance ($50K) per payout
- News
- Allowed
- Fee refund
- Yes
Consistency rule: Best single trade must be under 40% of total profit, in evaluation and funded
| Account | 25K | 50K |
|---|---|---|
| Price | $59 | $100 |
- · BlackArrow platform only
- · All positions closed by 4:50 PM; no overnight or weekend holding
- · No HFT, algorithmic trading or hedging
- · Fee refunded with the third payout; no activation or monthly fees
- · Scales by 5% of balance and 1 mini or 10 micros per 10% gain, up to $500K
- · Commissions $5 per standard contract and $2.50 per micro; maximum 5 futures accounts
The5ers Futures Swing
1-step · Futures
- Profit target
- 6%
- Daily loss
- None
- Max loss
- 4% eod trailing
- Min. days
- 0
- Time limit
- Unlimited (at least one trade every 14 days)
- Profit split
- 80%
- Payouts
- Every 14 days; capped at $1,250 ($25K) or 3% of initial balance ($50K) per payout
- News
- Allowed
- Fee refund
- Yes
Consistency rule: Best single trade must be under 40% of total profit, in evaluation and funded
| Account | 25K | 50K |
|---|---|---|
| Price | $69 | $120 |
- · BlackArrow platform only
- · Overnight holding up to 1 mini or 10 micros; larger positions and all weekend positions must be closed
- · No HFT, algorithmic trading or hedging
- · Fee refunded with the third payout; swing accounts also earn Summer Boost hub-credit rewards
- · Scales by 5% of balance and 1 mini or 10 micros per 10% gain, up to $500K
Standard list prices in USD as of Oct 1, 2026, before discounts. Compare challenges across all firms
The5ers trading conditions
Platforms, assets and what's allowed
- Platforms
- MT5, cTrader, TradingView
- Assets
- Forex, Indices, Metals, Energies, Commodities, Crypto, Futures
- Broker / tech partners
- Undisclosed commercial liquidity providers (CFDs), BlackArrow (futures platform)
- Leverage
- Up to 1:100 on FX (High Stakes and Summer Plan); 1:30 on Growth and Bootcamp
- Commissions
- $4 per lot round trip on FX, none on indices, percentage-based on metals, oil and crypto; futures $5 per standard and $2.50 per micro contract
- Max allocation
- $4,000,000
- Scaling plan
- High Stakes and Pro Growth raise the balance on every 10% gain (High Stakes also needs 3 profitable days) up to $500K, and High Stakes pays 100% plus a fixed $4,000 to $10,000 a month from $350K. Hyper Growth doubles the account on each 10% target and Bootcamp steps it up on each 5% target, both up to $4M, while futures accounts add 5% of balance per 10% gain up to $500K.
- Pay for a challenge with
- Visa / Mastercard, PayPal, Apple Pay / Google Pay (via Checkout), Crypto via Confirmo (USDT, USDC, TRX), Hub credits
- Restricted countries
- Afghanistan, Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Congo Republic, Crimea, Cuba, Democratic Republic of Congo, Donetsk, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Israel, Kherson, Laos, Lebanon, Liberia, Libya, Luhansk, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zaporizhzhia
- Restricted
EAs / bots · Restricted
FAQ allows EAs you own the code for; T&C require prior written approval. No HFT, tick scalping, arbitrage, stealth stops or third-party EAs; no algos on futures
- Restricted
News trading · Restricted
High Stakes and Summer Plan: no order may execute from 2 min before to 2 min after red-folder news, profit is removed; Growth and Bootcamp ban bracketing; futures unrestricted
- Restricted
Weekend holding · Restricted
Allowed on every CFD program with high swaps (oil swap x10 at weekends); not allowed on futures
- Restricted
Overnight holding · Restricted
Allowed on CFDs; futures Day Trade must be flat by 4:50 PM, Swing may hold only 1 mini or 10 micros overnight
- Restricted
Copy trading · Restricted
Copying between your own accounts is allowed (Bootcamp accounts need different strategies, Hyper Growth banned above $500K total); copying other traders is banned
- Restricted
Hedging · Restricted
MT5 hedge accounts allow hedging inside one account; hedging across accounts or firms and opposing correlated positions to create profitable days are banned; banned on futures
- Restricted
Scalping · Restricted
Allowed, but trades lasting only seconds (HFT), tick scalping, bulk entries and rollover-scalping EAs are banned
About The5ers
Founded 2016 · Raanana, Israel
The5ers, styled The5%ers, is the brand of Five Percent Online Ltd, registered in Israel (company no. 515864007) with an office in Raanana, plus a UK company of the same name. Founder Gil Ben Hur, a forex day trader since 2007, launched it in 2016 with a one-step funding model; according to the firm's own timeline it added a free evaluation in 2021, the three-step Bootcamp in 2022 and the two-step High Stakes in 2023.
As of October 2026 the company reports 171 employees in 24 countries, 1.6 million accounts and about 4,376 payouts a month, and its blog claims more than $43 million paid across 20,000-plus payouts, though the figures are labelled differently from page to page. Finance Magnates puts India first by web traffic, followed by Vietnam, the US and Brazil. The group also runs Trade The Pool for stocks and launched futures on the BlackArrow platform in February 2026, and in December 2025 its founders moved into CFD brokerage with the CySEC-licensed broker TSG.
Leadership shifted in August 2026, when CEO Saul Lokier moved to Mexico as general manager for Latin America; the about page now lists Gil Ben Hur as founder and CEO. All evaluation and funded accounts are simulated, the liquidity providers are not named, and disputes go to the courts of Tel Aviv under Israeli law. Israel itself is on the firm's list of restricted countries.
Trader tip
Treat the payout cap as your real income: a funded $100K High Stakes account pays at most $4,000 every 14 days, minus a 3.5% fee, so withdraw every cycle instead of letting profit pile up before a scale-up. Trade both directions, keep a dated journal with screenshots of each setup, and keep your calendar open for a risk interview, which must be booked and finished within five business days.
The5ers timeline
2016 · milestone
The5ers launches
Gil Ben Hur launches The5ers under Five Percent Online Ltd in Israel with a one-step funding program. Source
2022 · product
Bootcamp launched
The three-step, low-entry Bootcamp program is introduced, according to the firm's own timeline. Source
2023 · product
High Stakes two-step launched
The two-step High Stakes program, now the firm's main product, is added, according to the firm's own timeline. Source
Feb 16, 2024 · controversy
New US sign-ups paused
The5ers stopped onboarding new US traders amid scrutiny of MetaTrader licensing for prop firms. Source
Dec 4, 2025 · milestone
Founders enter CFD brokerage
The5ers' founders moved into the brokerage business with the CySEC-licensed CFD broker TSG (Trade Set Go). Source
Feb 19, 2026 · product
Futures launch and US return
Futures programs launched on the BlackArrow platform, and CFD programs reopened to US traders. Source
Mar 31, 2026 · controversy
Payout delays acknowledged
The5ers said on X that some payments were taking longer than expected. Source
Jul 2026 · product
Summer Plan launched
$100K evaluations from $149 with a 3% daily loss, 50% consistency on funded accounts and $2,000 payout caps; still on sale with no published end date on October 1. Source
Jul 23, 2026 · product
Native TradingView integration
Chart-based order entry on TradingView rolled out across challenge and funded accounts. Source
Aug 2026 · controversy
Wave of payout-stage terminations
About 200 one-star Trustpilot reviews between August 4 and September 30, many describing accounts closed for coordinated trading, one-sided bets or failed interviews. Source
Aug 17, 2026 · milestone
CEO moves to Latin America role
CEO Saul Lokier became general manager for LATAM, based in Mexico; founder Gil Ben Hur is listed as CEO. Source
Sep 2026 · rule change
Large High Stakes accounts tightened
$50K and $100K High Stakes limits cut from 5%/10% to 4%/8%, with payout caps of $3,000 and $4,000 and lower prices ($249 and $405 for New). Source
Sep 23, 2026 · rule change
Terms updated
Current terms include a five-business-day interview deadline, a non-disparagement clause and weekly $10,000 installments for large payouts. Source
The5ers FAQ
Questions traders ask
Is The5ers legit?
Yes, it is a real company: Five Percent Online Ltd, registered in Israel and operating since 2016, with named founders and a claimed $43 million-plus in payouts. Legit is not the same as low-risk, though: in 2026 the firm admitted payout delays and has been closing accounts at payout stage for coordinated trading and one-sided bets, and all accounts are simulated.
Does The5ers actually pay out?
Yes. The firm claims more than 20,000 payouts, and many September 2026 Trustpilot reviews report withdrawals within hours to three days. Every payout passes a risk review, though, and about 38% of recent one- and two-star reviews describe profits refused after that review, so read the prohibited-practices page before you trade.
How long do The5ers payouts take?
You can request the first payout 14 days after funding and then every 14 days. The firm quotes a 24-48 hour risk review plus up to three business days and advertises a 16-hour average; in spring 2026 traders reported waits of one to two weeks, and the firm acknowledged delays on March 31, 2026.
What is The5ers pass rate?
The5ers does not publish one. We estimate about 9% of challenge attempts reach funding, based on its FTMO-style 10%/5% High Stakes targets, the tighter 4%/8% limits on $50K-$100K accounts, and harder one-step Growth and three-step Bootcamp programs.
What are The5ers' hidden rules?
The ones that catch traders are the payout caps ($3,000 on $50K and $4,000 on $100K High Stakes), the 3.5% withdrawal fee, the two-minute news window on High Stakes and Summer Plan, 50% consistency on Summer Plan accounts, and broad bans on one-sided bets, bulk trading and coordinated trading. A requested video interview must also be completed within five business days.
Can you trade news with The5ers?
Holding trades through news is allowed everywhere. On High Stakes and Summer Plan accounts no order may execute from two minutes before to two minutes after a red-folder release, including pending orders, and profit from such trades is deducted. Hyper Growth, Pro Growth and Bootcamp allow news trading except buy-and-sell-stop bracketing, and futures have no news restriction.
Are EAs allowed at The5ers?
The FAQ allows EAs whose source code you own, with no stealth stops, HFT, tick scalping or arbitrage, and bans third-party copy EAs. The T&C go further and require prior written approval for any automated software, so get approval in writing first. Algorithmic trading is banned on futures.
Does The5ers accept US traders?
Yes, again since February 2026, after new US sign-ups were paused in February 2024. US traders use The5ers' TradingView web terminal only, with no MT5 or new cTrader accounts, and can also join the futures programs on BlackArrow.
Is there a The5ers discount code?
The5ers is not publishing a coupon code of its own as of October 1, 2026; its current promotion is the Summer Plan, with $100K two-step evaluations from $149. Affiliate sites advertise 10% codes, and hub credits cannot be combined with promo codes.
Who owns The5ers?
The5ers is the brand of Five Percent Online Ltd, an Israeli company based in Raanana with a UK sister company of the same name. It was founded by Gil Ben Hur, who is listed as founder and CEO; former CEO Saul Lokier moved to run Latin America in August 2026. The same group runs Trade The Pool for stock traders.
What happens if I breach a The5ers account?
Hitting the max loss or a hard daily loss ends the account and the fee is not refunded. Hyper Growth and funded Bootcamp accounts have a 3% daily pause that only locks you out until the next day, and trades inside the news window are soft breaches where the profit is deducted. A prohibited-practice finding can close every account you hold and forfeit pending payouts.
The5ers 1-step vs 2-step: which is easier?
The two-step is easier to pass: High Stakes New asks for 10% then 5% with a 10% max loss (8% on $50K and $100K), while the one-step Growth programs ask for 10% with only a 6% stop-out. The one-step can pay you sooner, but Hyper Growth starts at a 50% split and Pro Growth at 75%, against 80% on High Stakes.
What is The5ers Summer Plan?
A limited-time line launched in July 2026: $100K two-step accounts for $149 (10/5) or $179 (8/5), $200K for $249 or $279, and a $100K one-step for $249. The trade-offs are a 3% daily loss that ends the account, a 50% consistency rule on funded accounts, $2,000-$3,000 payout caps and a fee refund only at the third payout.
Why does The5ers ban accounts for coordinated trading?
Its rules forbid trading in coordination with, or copying, other traders, and the risk team compares entries across accounts at payout time. Many 2026 reviews say accounts were closed because entries resembled an unknown trader's, with no IP or device link shown, so traders who follow public signals or popular session setups carry the most risk.
The5ers alternatives
Similar programs
Czech RepublicPrague-based prop firm since 2015, selling 1-Step, 2-Step and futures evaluations
United Arab EmiratesUAE prop firm for CFDs and futures, launched March 2022, with a 24-hour payout promise
Dubai-based multi-asset prop firm for forex, crypto and CME futures, founded in 2023
Sources
39 sources · checked Oct 1, 2026
- 1.The5ers homepage
- 2.The5ers High Stakes (2-step) program page
- 3.The5ers Pro Growth and Hyper Growth (1-step) program page
- 4.The5ers Bootcamp (3-step) program page
- 5.The5ers Summer Plan page
- 6.The5ers Futures programs page
- 7.About The5ers (team, company stats)
- 8.The5ers 10 Year Anniversary timeline
- 9.The5ers Terms and Conditions (updated Sep 23, 2026)
- 10.The5ers Prohibited Trading Practices
- 11.FAQ: Withdrawals, everything you need to know
- 12.FAQ: Payout policy and hub credit in the High Stakes program
- 13.FAQ: Which trading platform do you use for CFDs
- 14.FAQ: Can I trade during news
- 15.FAQ: Consistency rule
- 16.FAQ: What is the Summer Plan
- 17.FAQ: Who can join The5ers (restricted countries)
- 18.FAQ: Where is The5ers registered
- 19.FAQ: Can I use an EA
- 20.FAQ: Spreads and commissions
- 21.Futures FAQ: Payout caps
- 22.Futures FAQ: Consistency rule
- 23.The5ers blog: What Is a Prop Firm ($43M payout claim)
- 24.The5ers blog: Summer Plan 2026
- 25.Trustpilot: The5ers.com reviews
- 26.PropFirmMatch: The5ers
- 27.Forex Peace Army: The5ers review
- 28.Myfxbook: The5ers prop firm review
- 29.Finance Magnates: The5ers temporarily blocks US traders (Feb 2024)
- 30.Finance Magnates: The5ers launches futures prop offerings (Feb 2026)
- 31.Finance Magnates: Saul Lokier moves to LATAM role (Aug 2026)
- 32.Finance Magnates: The5ers founders enter brokerage with TSG (Dec 2025)
- 33.Finance Magnates: Interview with founder Gil Ben Hur (Aug 2025)
- 34.Finance Magnates: Native TradingView integration (Jul 2026)
- 35.The5ers on X: statement on payout delays (Mar 31, 2026)
- 36.Reddit r/Forex: The5ers terminated all my accounts after a risk interview
- 37.Reddit r/PropFirmTester: The5ers, still amazing in 2026 or bad now?
- 38.Reddit r/Forex: Update regarding my payout from 5%ers
- 39.GhostTraders: The story behind The5ers' Trustpilot drop from 4.9 to 4.7
Current The5ers offer
$100K two-step evaluation for $149 (a $100K High Stakes New lists at $405)
Limited-time Summer Plan, on sale since mid-July 2026 with no published end date: $100K two-step from $149 (10/5) or $179 (8/5), $200K from $249, a $100K one-step for $249 and futures Swing accounts from $69. Summer Plan accounts carry a 3% daily loss, a 50% consistency rule on funded accounts and $2,000-$3,000 payout caps.
Verified Oct 1, 2026