
My Funded Futures review
Texas-based futures prop firm (MFFU) with one-step evaluations, operating since 2023
- CEO
- Matthew Leech
- Headquarters
- United States
- Founded
- 2023
- In business
- 3 years
- Trustpilot
- 4.9(22K)
Work at My Funded Futures? Claim this profile
Our grade
Excellent
8.0 / 10 · #2 of 34
4.9
Trustpilot
22K reviews
- 5★95%
- 4★3%
- 3★0%
- 2★0%
- 1★2%
40% off any plan
Standing code shown in the myfundedfutures.com site banner with no end date; first-time buyers get 50% off their first evaluation instead.
My Funded Futures (MFFU) is one of the biggest names in futures prop trading, and on the numbers it earns that spot: it publishes a 19.97% evaluation pass rate, says it has paid traders more than $250 million, and approves most payout requests automatically within seconds. Plans start at $105 list ($63 with the standing CLUB code) with no activation fee and, since August 2026, no monthly rebill. The catch sits after the payout button: a 7-day inactivity rule, discretionary consistency and coordinated-trading reviews, and a forced move to a small live account that has ended several profitable runs. Its 4.9 Trustpilot score is real but heavily invited, so read the 1-star pile before you size up.
Fast, cheap futures funding with a published pass rate, but the risk team has the last word
Our verdict
My Funded Futures gets the basics right. The plans are cheap, there is no activation fee or rebill, no plan has a hard daily loss limit, and routine payouts on Rapid really do arrive daily at a 90/10 split, usually approved within seconds. It is also one of the few futures firms to publish its funnel: about 20% of evaluation buyers pass and 39% of funded traders get paid at least once, roughly 8% of buyers overall.
The weak point is what happens when you start winning bigger. The rule tables are clear, but the decisions that cost traders the most are discretionary: coordinated-trading and multiple-profile findings, a Consistent Trading Policy on Pro, video identity checks before larger payouts, a live move you cannot refuse that caps Rapid at $10,000 a day, and a 7-day inactivity rule that has closed payout-ready accounts since August 2026. About a third of recent negative Trustpilot reviews describe this kind of dispute, and MFFU answers none of them publicly.
For an active intraday trader on one device, trading only their own accounts every week, MFFU is one of the better-value futures firms in October 2026. Keep each payout modest and frequent, avoid maxing contracts on every trade, and treat the live transition as a probable end to a large sim balance rather than a promotion.
Best for
Active intraday futures traders who want daily payouts, no daily loss limit and a low entry price, and who trade alone on their own device.
Avoid if
You hold positions overnight, trade irregularly, share a computer with another trader, or plan to build one very large sim balance before withdrawing.
Pros
- Firm-published 19.97% evaluation pass rate and 39.2% funded-to-payout rate, more disclosure than most futures firms give.
- Daily payouts at a 90/10 split on Rapid and Rapid EOD, with most requests auto-approved within seconds.
- No activation fee and, since 25 August 2026, one-time pricing with no monthly rebill.
- No hard daily loss limit on any plan; Builder's limit only pauses the session.
- 50K accounts from $153 list, $92 with the standing CLUB code, with a 6% target that can be passed in one to four days.
- Pro allows up to $100,000 in sim payouts per user with no funded consistency rule.
- Wide platform choice: NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, ATAS, DeepChart and Hyperprop.
Cons
- About 35% of recent negative reviews describe discretionary rule decisions, mostly coordinated-trading and multiple-profile bans without evidence shown.
- Accounts can be closed after 7 calendar days without a trade, weekends included, even with a payout pending.
- Rapid funded accounts use an intraday trailing floor, and a $10,000 day forces a live move that forfeits the excess.
- Live accounts cannot be refused, start at a $0 balance and carry data and commission costs.
- Tier 1 news is banned on Rapid and Pro funded accounts, and nothing can be held past 4:10 pm ET.
- Fees are non-refundable once you trade, crypto payments never, and about 90 countries are restricted.
- The firm answers none of its negative Trustpilot reviews.
My Funded Futures scorecard
The same measured facts for every firm
Weighted score 8.0/10 → grade A
Methodology →- Payouts 25%9.2
- Payout complaints
- 0.4 per 100 reviews
- Positive payout mentions
- 100%
- Transparency 15%7.2
- Rule disputes
- 1 per 100 reviews
- Shares verified data with us
- No
- Publishes its own pass rates
- Yes
- Profile claimed by the firm
- No
- Names who runs it
- Yes
- Rules & trading conditions 20%6.5
- Typical $100K price
- No $100K account
- Top profit split
- 90%
- Static drawdown option
- Yes
- Consistency rule
- Applies
- News trading
- Restricted
- No time limit
- Yes
- Fee refunded
- No
- Reputation 20%8.0
- Trustpilot score
- 4.9 / 5
- Recent 1-2★ reviews
- 3% of the latest
- Years in business
- 3 years
- Trustpilot reviews
- 22,259
- Platforms & execution 10%8.9
- Trading platforms
- 5
- Execution complaints
- 1.1 per 100 reviews
- Support 10%8.1
- Support complaints
- 1.5 per 100 reviews
- Reviews praising support
- 93%
My Funded Futures firm overview
Platforms, markets, company and costs
- Platforms
- NinjaTrader
- Tradovate
- TradingView
- Quantower
- Volumetrica
- Markets
- Futures
- Profit split
- 80% to 90%
- Max allocation
- $450,000
- Leverage
- Contract caps instead of leverage: up to 10 minis on Rapid 150K and 15 minis on a Pro 150K sim-funded account
- Commissions
- Simulated round-trip costs of $4.68 on ES, NQ and RTY, $5.76 on YM, $1.90 on micro index contracts and about $6.12 on grains and livestock; live traders also pay CME data and platform fees
- Scaling plan
There is no contract scaling ladder on the current sim plans: Pro gets its full contract limit from the first funded trade. Growth comes from the live transition (five Builder payouts, three Pro payouts, a $10,000 Rapid day or a risk-team invite), where live risk managers review contract and loss limits after two weeks.
- Broker and data
- dxFeed (market data)
- Tradovate (platform and data)
- Hyperprop (platform)
- Blue Row Capital (live accounts)
- Unnamed partner FCM (live clearing)
- Company
- MyFunded Futures, LLCFrisco, Texas, United States · founded 2023
- CEO
- Matthew Leech
Payment and payout methods
How you pay for a challenge and how you get paid
Pay for a challenge with
- Visa
- Mastercard
- Apple Pay (some US states)
- Google Pay (some US states)
- Crypto (ETH, LTC, USDT, USDC, SOL, POL, TRX)
Get paid with
- Riseworks (bank transfer or crypto)
- ACH via Plaid (US traders)
Daily on Rapid and Rapid EOD, every 48 hours on Builder, every 14 days on Pro, on demand on Studio. Payout details
My Funded Futures pass rate
How hard is it to pass?
Challenge pass rate
20%
~20% pass the evaluation (MFFU disclosure, 2026)
Funded traders paid out
39.2%
Bar = this firm · line = average of the 34 firms we grade (14%)
MFFU's site footer states that 19.97% of evaluation participants met the objectives and about 19.95% reached a sim-funded account, that 39.2% of sim-funded traders earned at least one payout and 4.2% were promoted to live. It does not say which period or plans the figures cover, so treat them as a blended all-plan number; roughly 8% of evaluation buyers reach a first payout.
Basis: Published by the firm · Measurement period not stated by the firm (published October 2026) · My Funded Futures program performance disclosure
Who is My Funded Futures for?
Fit by trading style
Beginners
OK with caveatsBuilder's one-day pass, soft daily pause and $63 entry price with CLUB are forgiving, but trailing floors and the 7-day inactivity rule punish anyone who trades irregularly.
Experienced traders
Good fitRapid pays daily at 90/10 and Pro allows up to $100,000 of sim payouts with no funded daily loss limit or consistency rule.
Swing traders
Poor fitEvery position is closed at 4:10 pm ET, so nothing can be held overnight or over a weekend.
Scalpers
OK with caveatsScalping is allowed, but HFT, tight-bracket fill exploitation and maxed-out sizing on Pro can be flagged by the risk team.
EA & algo traders
OK with caveatsAutomation is allowed as long as it does not exploit simulated fills, but HFT is banned and the Tradovate API is not available on prop accounts.
News traders
OK with caveatsNews is open on evaluations, Builder and Studio, while Rapid and Pro funded accounts must be flat 2 minutes either side of Tier 1 releases.
About My Funded Futures
Founded 2023 · Frisco, Texas, United States
My Funded Futures, usually shortened to MFFU, is run by MyFunded Futures, LLC, a Texas company listed in Frisco with a hiring base in Plano. It launched in 2023 under Matthew Leech, who also founded the CFD prop firm MyFundedFX (renamed SeacrestFunded in 2025). MFFU sells only simulated evaluations on CME Group futures, trades on dxFeed and Tradovate data, and routes its best traders to live accounts at Blue Row Capital, a sister prop desk launched in January 2026.
The firm has grown into one of the largest futures props by Trustpilot volume, with more than 22,000 reviews, and claims over $250 million paid and 100,000+ traders. It has changed its product line often: early Starter and Expert plans gave way to Core, Scale, Pro and Flex, and by October 2026 the lineup is Builder, Rapid, Rapid EOD, Pro and the limited MyFundedStudio releases. In August 2026 it dropped monthly subscriptions for one-time payments and added a 7-day inactivity rule, and it announced a perpetual-futures sister brand run by a separate company.
MFFU is not a broker and, per Finance Magnates in July 2025, was working toward an NFA introducing-broker registration that did not yet show in the NFA database. In October 2024 it cut back its affiliate program and stopped selling to 21 countries for compliance reasons tied to its FCM partners.
Trader tip
Trade at least once every few days on every account, including evaluations you are not actively working, because the 7-day inactivity rule counts weekends. On Rapid, withdraw before any single day nears $10,000, since the excess is forfeited when the account is pushed to live.
My Funded Futures timeline
Aug 31, 2026 · product
MyFundedPerps announced
A perpetual-futures prop brand run by a separate company, Funding Perpetuals Holdings, Inc. Source
Aug 25, 2026 · rule change
One-time payments and 7-day inactivity rule
New evaluations switch to a single payment with no rebill, and accounts without a trade for 7 calendar days can be closed. Source
Aug 5, 2026 · product
Rapid EOD launched
A daily-payout plan with end-of-day drawdown, four minimum days and a 30% evaluation consistency rule. Source
Jul 2026 · controversy
Tradovate outage dispute
Traders on Trustpilot say accounts hit during a Tradovate outage were reinstated only with video proof, and some were not reinstated. Source
Jan 14, 2026 · milestone
Blue Row Capital launches
The live prop desk that MFFU traders graduate into goes live. Source
Jan 12, 2026 · rule change
Rapid split raised to 90%
Rapid sim-funded accounts move from an 80% to a 90% profit split. Source
Jul 2025 · milestone
Introducing-broker plans
Finance Magnates reports MFFU is working toward NFA introducing-broker registration; no NFA record yet. Source
Oct 2024 · rule change
21 countries cut, affiliates trimmed
New purchases stop for 21 countries the FCM partners will not take live, and affiliates with fewer than 50 sales are removed. Source
2023 · milestone
MFFU launches
Matthew Leech starts My Funded Futures as a futures-only sister brand to MyFundedFX; its Trustpilot profile is claimed in October 2023. Source
Restricted countries
90 countries and regions can't sign up
- Afghanistan
- Albania
- Algeria
- Angola
- Bahamas
- Barbados
- Belarus
- Bosnia & Herzegovina
- Botswana
- Bulgaria
- Burkina Faso
- Burma (Myanmar)
- Burundi
- Cambodia
- Cameroon
- Central African Republic
- China
- Congo
- Crimea
- Croatia
- Cuba
- Côte D'Ivoire
- Democratic Republic of Congo
- Ecuador
- Ethiopia
- France (Corsica and non-mainland islands only)
- Ghana
- Gibraltar
- Guyana
- Haiti
- Hong Kong
- Iceland
- Indonesia
- Iran
- Iraq
- Jamaica
- Jordan
- Kazakhstan
- Kenya
- Kosovo
- Kyrgyzstan
- Laos
- Lebanon
- Liberia
- Libya
- Macedonia
- Malaysia
- Mali
- Malta
- Mauritius
- Mongolia
- Montenegro
- Morocco
- Mozambique
- Namibia
- Nauru
- Nicaragua
- Nigeria
- North Korea
- Pakistan
- Panama
- Papua New Guinea
- Philippines
- Qatar
- Romania
- Russia
- Rwanda
- Senegal
- Serbia
- Slovenia
- Somalia
- South Africa
- South Sudan
- Sri Lanka
- Sudan
- Syria
- Taiwan
- Tanzania
- Trinidad and Tobago
- Tunisia
- Turkey
- Turkmenistan
- Uganda
- Ukraine
- United Arab Emirates
- Uzbekistan
- Venezuela
- Vietnam
- Yemen
- Zimbabwe
My Funded Futures FAQ
Questions traders ask
Is My Funded Futures legit?
Yes. MyFunded Futures, LLC is a Texas company run by CEO Matthew Leech since 2023, it pays traders daily through Riseworks, and it claims more than $250 million paid. The main risks are discretionary account closures and payout denials after risk reviews, not unpaid approved payouts.
Does My Funded Futures actually pay out?
Yes. Most requests are auto-approved within seconds and positive reviews describe money arriving within minutes to a day. MFFU says 39.2% of sim-funded traders get at least one payout; denials cluster around larger payouts that trigger a risk-team review.
How long do MFFU payouts take?
Most requests are approved automatically almost at once. Requests flagged for manual review take 6 to 12 business hours on weekdays, then Riseworks pays out by bank transfer or crypto, with ACH for US traders.
What is the My Funded Futures pass rate?
MFFU publishes it: 19.97% of evaluation participants met the objectives and about 19.95% reached a sim-funded account. The firm does not state the measurement period. Combined with its 39.2% first-payout rate, roughly 8% of buyers get paid.
What are MFFU's hidden rules?
The ones that catch traders are the 7-day inactivity rule, the intraday trailing floor on Rapid funded accounts, the Tier 1 news blackout on Rapid and Pro funded, the forced live move after a $10,000 Rapid day, and discretionary bans for coordinated trading, shared devices or multiple profiles.
Can you trade news with My Funded Futures?
On evaluations, Builder and Studio, yes. Rapid and Pro sim-funded accounts must have no positions or orders from 2 minutes before to 2 minutes after FOMC, FOMC minutes, NFP and CPI, plus EIA or agricultural reports for those markets. Straddles and other news-burst strategies are banned everywhere.
Are bots and automated trading allowed at MFFU?
Automated strategies are allowed if they do not exploit the simulated fills. High-frequency trading is banned, and the Tradovate API is not available on prop accounts, so most automation runs through NinjaTrader or another supported platform.
Does My Funded Futures accept US traders?
Yes. MFFU is a US company, nearly half of its recent Trustpilot reviewers are in the US, and US traders can take payouts by ACH. About 90 other countries are restricted, including Nigeria, Pakistan, the Philippines, the UAE, Turkey, Ukraine and Vietnam.
Is there a My Funded Futures discount code?
Yes. The firm's own banner advertises code CLUB for 40% off any plan, and first-time buyers can get 50% off their first evaluation. Discounts apply to the one-time evaluation price, which with no activation fee is the full cost of getting funded.
Who owns My Funded Futures?
MyFunded Futures, LLC, a Texas company led by founder and CEO Matthew Leech, who also founded the CFD firm MyFundedFX, now SeacrestFunded. Its live traders move to Blue Row Capital, a related prop desk launched in January 2026.
What happens if I breach a My Funded Futures account?
The account ends and you buy a new evaluation; the max loss is a hard line on every plan except Builder's soft daily pause. If you breach a live account, a 21-day cooldown blocks sim trading and new purchases.
Which MFFU plan is easiest to pass?
Builder: a 6% target with no evaluation consistency rule and a one-day minimum, plus a daily loss limit that only pauses the session. Rapid is the better plan to be funded on, with daily 90/10 payouts, but its funded drawdown trails intraday.
Can I hold trades overnight with My Funded Futures?
No. MFFU is intraday only: all positions are closed automatically at 4:10 pm ET, and nothing can be held over the weekend.
Rapid vs Rapid EOD: which MFFU plan is better?
Rapid passes in two days with a 50% evaluation consistency rule and allows more contracts, but its funded floor trails intraday. Rapid EOD needs four days and a 30% consistency rule, then keeps the end-of-day drawdown when funded.
My Funded Futures alternatives
Similar programs
Prague-based prop firm since 2015, selling 1-Step, 2-Step and futures evaluations
Raanana, Israel-based CFD and futures prop firm with 1-, 2- and 3-step programs since 2016
Wyoming-registered futures prop firm (2025), sister brand of Top One Trader
Sources
26 sources
- 1.My Funded Futures homepage (plans, promo, program performance disclosure)
- 2.Builder plan page
- 3.Rapid plan page
- 4.Rapid EOD plan page
- 5.Pro plan page
- 6.MyFundedStudio page
- 7.MFFU Terms and Conditions
- 8.Payout policy overview (help center)
- 9.News trading policy (help center)
- 10.Fair play and prohibited trading practices (help center)
- 11.Understanding Rapid Live (help center)
- 12.Consistent Trading Policy for Pro accounts (help center)
- 13.Inactivity rule and one-time payment model (help center)
- 14.Restricted countries policy (help center)
- 15.Futures instrument list and round-trip costs (help center)
- 16.Studio #001 & #002 guide (help center)
- 17.Comprehensive FAQ: live accounts (help center)
- 18.Refund and cancellation policy (help center)
- 19.Trustpilot: My Funded Futures
- 20.PropFirmMatch: My Funded Futures reviews
- 21.Finance Magnates: MyFundedFutures trades intraday drawdown for a 30% consistency rule (Aug 2026)
- 22.Finance Magnates: MyFundedFutures overhauls affiliate program and suspends over 20 countries (Oct 2024)
- 23.Finance Magnates: MyFunded Futures seeks introducing-broker status (Jul 2025)
- 24.BBB profile: MyFunded Futures, LLC
- 25.Blue Row Capital launch announcement
- 26.MFFU blog: Announcing MyFundedPerps