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Head to head

FTMO vs FXIFY

FTMO grades higher overall, 8.4 to 5.5. Across 21 measurable rows, FTMO comes out ahead on 11 and FXIFY on 4.

A
FTMO logoFTMO

Still the benchmark for getting paid, but read the risk clauses before you size up

C
FXIFY logoFXIFY

Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'

Key differences

In short

  • A $100K evaluation is cheaper at FXIFY ($399 vs $567 at FTMO).
  • FTMO has the stronger payout record (9.3 vs 4.0).
  • FXIFY carries more hidden-rule risk (5.3 vs 2.5), led by: 'latency arbitrage' is a vague, discretionary clause used to void funded accounts.
  • FTMO allows more capital ($2,000,000 vs $805,000).
  • Only FXIFY sells 3-step and instant programs.
  • cTrader is only available at FTMO.
  • DXtrade is only available at FXIFY.

FTMO vs FXIFY, side by side

The better value in each row is marked

FTMO vs FXIFY compared
Criterion
FTMO logoFTMO
FXIFY logoFXIFY
Grade
Overall scoreA8.4C5.5
Payouts9.34.0
Transparency7.43.9
Rules & trading conditions6.57.0
Reputation9.56.0
Platforms & execution9.27.4
Support8.45.7
Evidence
Trustpilot4.8 (53K)4.3 (6.3K)
Pass rate10%Reported12%Estimate
Hidden risk
2.5 ModerateHidden risk 2.5 out of 10, Moderate
5.3 HighHidden risk 5.3 out of 10, High
Negative recent reviews1.5%19%
Offer
$100K challenge$567$399
Cheapest account$90$19
Max allocation$2M$805K
Max profit split90%90%
PayoutsEvery 14 days per FTMO Account (immediate for Supreme…Varies by program: on-demand after minimum trading days for…
Programs1-step, 2-step1-step, 2-step, 3-step, instant
Current offer——
Company
Headquarters Prague, Czech Republic Port Louis, Mauritius
Years in business113
Trading
PlatformsMT4, MT5, cTrader, TradingView, NinjaTrader, TradovateMT4, MT5, DXtrade, TradingView, NinjaTrader, Tradovate
AssetsForex, Indices, Metals, Commodities, Energies, Crypto, Stocks, FuturesForex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures
EAsRestrictedRestricted
News tradingRestrictedRestricted
Weekend holdingRestrictedRestricted
Copy tradingRestrictedRestricted
HedgingRestrictedRestricted

Which should you choose?

By trading style

Fit by trading style
You are…Pick
BeginnersEither
Experienced tradersEither
Swing tradersEither
ScalpersEither
EA & algo tradersFTMO
News tradersFTMO

Verdicts

FTMO verdict

Still the benchmark for getting paid, but read the risk clauses before you size up

Best for: Disciplined day and swing traders who risk about 1% per trade idea and value an 11-year payout record over the cheapest fee.

Avoid if: You pass challenges with oversized positions, run copy or group setups across accounts, or need rules that cannot be tightened after you pass.

Full FTMO review Visit FTMO

FXIFY verdict

Cheap, flexible programs undercut by a vague rule that bans winners for 'latency arbitrage'

Best for: Price-conscious traders who want program choice and keep clean, explainable manual trading records.

Avoid if: You scalp, run an EA, or can't tolerate a compliance team second-guessing a profitable run after the fact.

Full FXIFY review Visit FXIFY

FTMO vs FXIFY FAQ

Questions traders ask

Is FTMO better than FXIFY?

On our grading FTMO scores higher overall (8.4 vs 5.5, grade A vs C). FXIFY still comes out ahead on conditions. The better choice depends on your style: compare the rules rows above before buying.

Which is cheaper, FTMO or FXIFY?

At list price a $100K evaluation costs $567 at FTMO and $399 at FXIFY, so FXIFY is cheaper. The smallest accounts start at $90 and $19. Discounts change often, so check the offers page.

Which pays out more reliably, FTMO or FXIFY?

FTMO has the stronger payout score (FTMO 9.3 vs FXIFY 4.0). FTMO pays every 14 days per ftmo account (immediate for supreme premium traders); futures cycles need 4-5 qualifying days; FXIFY pays varies by program: on-demand after minimum trading days for 1-phase, 2-phase standard and 3-phase (then monthly, or biweekly with an add-on); fixed 14-or-30-day cycle with no on-demand first payout for 2-phase classic; every 10 days for 2-phase pro; biweekly for instant funding; every 10 days for instant funding lite; biweekly after a 7-day first payout for the lightning challenge.

Which has fewer hidden rules, FTMO or FXIFY?

FTMO has the lower Hidden Risk score (FTMO 2.5, moderate; FXIFY 5.3, high). Each review lists the specific rules behind the score.

Is it easier to pass FTMO or FXIFY?

FTMO: 10% (reported). FXIFY: 12% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.

Compare FTMO or FXIFY with another firm

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