Head to head
Funded Trading Plus vs FundingPips
FundingPips grades higher overall, 6.4 to 5.6. Across 21 measurable rows, Funded Trading Plus comes out ahead on 7 and FundingPips on 9.
A once-trusted firm mid-acquisition crisis — judge it on where it is today, not its 2021-2025 record
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Key differences
In short
- A $100K evaluation is cheaper at FundingPips ($444 vs $493 at Funded Trading Plus).
- FundingPips has the stronger payout record (6.3 vs 5.8).
- FundingPips carries more hidden-rule risk (5.0 vs 4.8), led by: device-id (cid) matching can end funded accounts.
- Funded Trading Plus allows more capital ($5,000,000 vs $400,000).
- cTrader is only available at FundingPips.
Funded Trading Plus vs FundingPips, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | C5.6 | C6.4 |
| Payouts | 5.8 | 6.3 |
| Transparency | 4.9 | 4.7 |
| Rules & trading conditions | 6.5 | 7.4 |
| Reputation | 5.1 | 6.9 |
| Platforms & execution | 5.1 | 6.5 |
| Support | 5.9 | 5.6 |
| Evidence | ||
| Trustpilot | ≈4.8(estimate; Trustpilot hides this firm's score) (2.7K) | 4.5 (70K) |
| Pass rate | 12%Estimate | 10%Estimate |
| Hidden risk | 4.8 HighHidden risk 4.8 out of 10, High | 5.0 HighHidden risk 5.0 out of 10, High |
| Negative recent reviews | 24.5% | 12.5% |
| Offer | ||
| $100K challenge | $493 | $444 |
| Cheapest account | $89 | $33 |
| Max allocation | $5M | $400K |
| Max profit split | 90% | 100% |
| Payouts | On demand then every 7 days (Instant Funding, 1-Step… | Weekly (2 Step Pro at 80%, 2 Step Standard at 60%)… |
| Programs | instant, 1-step, 2-step | instant, 1-step, 2-step |
| Current offer | — | 20% OFF· HELLO |
| Company | ||
| Headquarters | London, United Kingdom | Dubai, United Arab Emirates |
| Years in business | 5 | 4 |
| Trading | ||
| Platforms | MT5, Match-Trader | MT5, cTrader, Match-Trader |
| Assets | Forex, Metals, Indices, Energies, Crypto | Forex, Indices, Metals, Energies, Crypto |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Hedging | Restricted | Not allowed |
Which should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | Either | Funded Trading Plus: No minimum trading days and a $4 Activation entry point lower the bar, but 2026's support and rule-interpretation complaints make this a worse first prop firm than it was in 2023-2025. |
| Experienced traders | Either | Funded Trading Plus: Clear drawdown math and no consistency rule on Express/Instant suit disciplined traders, but broad discretionary clauses and 2026's account-closure reports are a real risk on larger accounts. |
| Swing traders | Either | Funded Trading Plus: A swing-trader review reports materially worse spreads, rollover and weekend execution since the 2026 Match-Trader migration, and Instant Funding accounts force-close every position by Friday 4:30pm EST. |
| Scalpers | Either | Funded Trading Plus: Scalping itself isn't banned and spreads were praised pre-2026, but 'tick-scalping' is explicitly prohibited and several reviews cite platform lag at the moment of closing fast trades. |
| EA & algo traders | Funded Trading Plus | EAs are allowed if they follow program rules, but FTP doesn't support third-party tools and can request an EA's source code during a risk review before funding. |
| News traders | Funded Trading Plus | News trading is allowed on every program, but the undefined 'Boom or Bust' clause lets FTP flag a result built around one major news trade even without a numeric breach. |
Verdicts
Funded Trading Plus verdict
A once-trusted firm mid-acquisition crisis — judge it on where it is today, not its 2021-2025 record
Best for: Traders drawn by the $4 Activation entry price or the static-drawdown 2-Step Classic, who start small, keep a paper trail of every support ticket and withdrawal screenshot, and size positions to survive a slow or disputed payout.
Avoid if: You want the fast, predictable payout experience FTP was known for in 2023-2025, need weekend holding across every program rather than three of four, or aren't comfortable trading with a firm mid-acquisition with no named new CEO.
FundingPips verdict
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Best for: Disciplined intraday forex traders on one personal device who want cheap 2-step entry and weekly or bi-weekly payouts
Avoid if: You hold trades overnight without the Swing add-on, share devices or networks with other traders, run EAs on a VPS, or trade news
Funded Trading Plus vs FundingPips FAQ
Questions traders ask
Is Funded Trading Plus better than FundingPips?
On our grading FundingPips scores higher overall (6.4 vs 5.6, grade C vs C). Funded Trading Plus still comes out ahead on rules, support. The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, Funded Trading Plus or FundingPips?
At list price a $100K evaluation costs $493 at Funded Trading Plus and $444 at FundingPips, so FundingPips is cheaper. The smallest accounts start at $89 and $33. Discounts change often, so check the offers page.
Which pays out more reliably, Funded Trading Plus or FundingPips?
FundingPips has the stronger payout score (Funded Trading Plus 5.8 vs FundingPips 6.3). Funded Trading Plus pays on demand then every 7 days (instant funding, 1-step express); every 10 days (2-step classic, activation accounts once funded); FundingPips pays weekly (2 step pro at 80%, 2 step standard at 60%), bi-weekly (80% on flex models and 2 step standard, 95% on 2 step flex 95% and zero), on-demand 90% (2 step standard) and monthly 100% on challenge models with conditions.
Which has fewer hidden rules, Funded Trading Plus or FundingPips?
Funded Trading Plus has the lower Hidden Risk score (Funded Trading Plus 4.8, high; FundingPips 5.0, high). Each review lists the specific rules behind the score.
Is it easier to pass Funded Trading Plus or FundingPips?
Funded Trading Plus: 12% (estimate). FundingPips: 10% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
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