Head to head · Oct 2026
FTMO vs Goat Funded Trader
FTMO grades higher overall, 7.6 to 3.8. Across 21 measurable rows, FTMO comes out ahead on 13 and Goat Funded Trader on 3.
Still the benchmark for getting paid, but read the risk clauses before you size up
Cheap accounts, a thick rulebook and a payout denial wave: avoid until GFT fixes its payout reviews
Key differences
In short
- A $100K evaluation is cheaper at Goat Funded Trader ($478 vs $567 at FTMO).
- FTMO has the stronger payout record (8.4 vs 3.5).
- Goat Funded Trader carries more hidden-rule risk (8.0 vs 4.8), led by: trade matching with other clients voids payouts.
- FTMO allows more capital ($2,000,000 vs $400,000).
- Only Goat Funded Trader sells instant programs.
- MT4 is only available at FTMO.
- TradeLocker, Match-Trader, Volumetrica, Quantower are only available at Goat Funded Trader.
FTMO vs Goat Funded Trader, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | A7.6 | E3.8 |
| Payouts | 8.4 | 3.5 |
| Rules & transparency | 6.0 | 3.0 |
| Reputation | 8.6 | 2.5 |
| Trading conditions | 6.8 | 5.5 |
| Support | 7.6 | 3.5 |
| Platforms & execution | 7.6 | 6.5 |
| Evidence | ||
| Trustpilot | 4.8 (53K) | Hidden (4.3K) |
| Pass rate | 10%Reported | 8%Estimate |
| Hidden risk | 4.8 HighHidden risk 4.8 out of 10, High | 8.0 Very highHidden risk 8.0 out of 10, Very high |
| Negative recent reviews | 1.5% | 94.5% |
| Offer | ||
| $100K challenge | $567 | $478 |
| Cheapest account | $90 | $36 |
| Max allocation | $2M | $400K |
| Max profit split | 90% | 100% |
| Payouts | Every 14 days per FTMO Account (immediate for Supreme… | Bi-weekly on most CFD accounts (first reward on demand as a… |
| Programs | 1-step, 2-step | instant, 1-step, 2-step |
| Current offer | 20% OFF | 50% OFF· FIRSTGFT |
| Company | ||
| Headquarters | Prague, Czech Republic | Hong Kong, Hong Kong |
| Years in business | 11 | 3 |
| Trading | ||
| Platforms | MT4, MT5, cTrader, TradingView, NinjaTrader, Tradovate | MT5, cTrader, TradeLocker, Match-Trader, Volumetrica, NinjaTrader, Tradovate, TradingView, Quantower |
| Assets | Forex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures | Forex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Hedging | Restricted | Not allowed |
Which should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | FTMO | No time limit, a free trial and clear 2-Step rules help learners, but fees from about $90 to $1,226 and a 10% first target make repeat attempts costly. |
| Experienced traders | FTMO | A static 10% drawdown, scaling to $2M and an 11-year payout record suit disciplined traders who keep risk near 1% per idea. |
| Swing traders | Either | FTMO: Swing accounts allow news, overnight and weekend holds, but only on the 2-Step up to $100K, at 1:30 leverage and with swap costs. |
| Scalpers | FTMO | Scalping is allowed, but a simulated delay of up to 200 ms plus frequent complaints about slippage and gold spreads hurt short-term edges. |
| EA & algo traders | FTMO | EAs are allowed within 2,000 server requests a day, but third-party EAs risk the $400K per-strategy cap shared with other users. |
| News traders | FTMO | News trading is free in evaluations and on Swing and futures accounts, but funded Standard accounts block trades 2 minutes either side of major releases. |
Verdicts
FTMO verdict
Still the benchmark for getting paid, but read the risk clauses before you size up
Best for: Disciplined day and swing traders who risk about 1% per trade idea and value an 11-year payout record over the cheapest fee.
Avoid if: You pass challenges with oversized positions, run copy or group setups across accounts, or need rules that cannot be tightened after you pass.
Goat Funded Trader verdict
Cheap accounts, a thick rulebook and a payout denial wave: avoid until GFT fixes its payout reviews
Best for: Disciplined manual traders who want a cheap, low-stakes evaluation, trade from one home connection and accept a real risk of payout disputes.
Avoid if: You need dependable payouts, run EAs on a VPS, trade news or scalp, take popular setups that many others also trade, or cannot afford to lose the fee.
FTMO vs Goat Funded Trader FAQ
Questions traders ask
Is FTMO better than Goat Funded Trader?
On our grading FTMO scores higher overall (7.6 vs 3.8, grade A vs E). The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, FTMO or Goat Funded Trader?
At list price a $100K evaluation costs $567 at FTMO and $478 at Goat Funded Trader, so Goat Funded Trader is cheaper. The smallest accounts start at $90 and $36. Discounts change often, so check the offers page.
Which pays out more reliably, FTMO or Goat Funded Trader?
FTMO has the stronger payout score (FTMO 8.4 vs Goat Funded Trader 3.5). FTMO pays every 14 days per ftmo account (immediate for supreme premium traders); futures cycles need 4-5 qualifying days; Goat Funded Trader pays bi-weekly on most cfd accounts (first reward on demand as a paid add-on); futures range from twice-monthly windows to every 24 hours.
Which has fewer hidden rules, FTMO or Goat Funded Trader?
FTMO has the lower Hidden Risk score (FTMO 4.8, high; Goat Funded Trader 8.0, very high). Each review lists the specific rules behind the score.
Is it easier to pass FTMO or Goat Funded Trader?
FTMO: 10% (reported). Goat Funded Trader: 8% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
Compare FTMO or Goat Funded Trader with another firm
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