Head to head
FTMO vs My Funded Futures
FTMO grades higher overall, 8.5 to 8.0. Across 21 measurable rows, FTMO comes out ahead on 13 and My Funded Futures on 2.
Still the benchmark for getting paid, but read the risk clauses before you size up
Fast, cheap futures funding with a published pass rate, but the risk team has the last word
Key differences
In short
- FTMO has the stronger payout record (9.4 vs 9.2).
- My Funded Futures carries more hidden-rule risk (1.1 vs 0.9), led by: coordinated-trading and multiple-profile bans.
- FTMO allows more capital ($2,000,000 vs $450,000).
- Only FTMO sells 2-step programs.
- MT4, MT5, cTrader are only available at FTMO.
- Quantower, Volumetrica are only available at My Funded Futures.
FTMO vs My Funded Futures, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | A8.5 | A8.0 |
| Payouts | 9.4 | 9.2 |
| Transparency | 7.3 | 7.2 |
| Rules & trading conditions | 6.5 | 6.5 |
| Reputation | 9.5 | 8.0 |
| Platforms & execution | 9.2 | 8.9 |
| Support | 8.9 | 8.1 |
| Evidence | ||
| Trustpilot | 4.8 (54K) | 4.9 (22K) |
| Pass rate | 10%Reported | 20%Reported |
| Hidden risk | 0.9 LowHidden risk 0.9 out of 10, Low | 1.1 LowHidden risk 1.1 out of 10, Low |
| Negative recent reviews | 1.5% | 3% |
| Offer | ||
| $100K challenge | $567 | — |
| Cheapest account | $90 | $105 |
| Max allocation | $2M | $450K |
| Max profit split | 90% | 90% |
| Payouts | Every 14 days per FTMO Account (immediate for Supreme… | Daily on Rapid and Rapid EOD, every 48 hours on Builder… |
| Programs | 1-step, 2-step | 1-step |
| Current offer | — | 40% OFF· CLUB |
| Company | ||
| Headquarters | Prague, Czech Republic | Frisco, Texas, United States |
| Years in business | 11 | 3 |
| Trading | ||
| Platforms | MT4, MT5, cTrader, TradingView, NinjaTrader, Tradovate | NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica |
| Assets | Forex, Indices, Metals, Commodities, Energies, Crypto, Stocks, Futures | Futures |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Not allowed |
| Copy trading | Restricted | Restricted |
| Hedging | Restricted | Not allowed |
Prague, Czech Republic
Frisco, Texas, United StatesWhich should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | Either | FTMO: No time limit, a free trial and clear 2-Step rules help learners, but fees from about $90 to $1,226 and a 10% first target make repeat attempts costly. |
| Experienced traders | Either | FTMO: A static 10% drawdown, scaling to $2M and an 11-year payout record suit disciplined traders who keep risk near 1% per idea. |
| Swing traders | FTMO | Swing accounts allow news, overnight and weekend holds, but only on the 2-Step up to $100K, at 1:30 leverage and with swap costs. |
| Scalpers | Either | FTMO: Scalping is allowed, but a simulated delay of up to 200 ms plus frequent complaints about slippage and gold spreads hurt short-term edges. |
| EA & algo traders | Either | FTMO: EAs are allowed within 2,000 server requests a day, but third-party EAs risk the $400K per-strategy cap shared with other users. |
| News traders | Either | FTMO: News trading is free in evaluations and on Swing and futures accounts, but funded Standard accounts block trades 2 minutes either side of major releases. |
Verdicts
FTMO verdict
Still the benchmark for getting paid, but read the risk clauses before you size up
Best for: Disciplined day and swing traders who risk about 1% per trade idea and value an 11-year payout record over the cheapest fee.
Avoid if: You pass challenges with oversized positions, run copy or group setups across accounts, or need rules that cannot be tightened after you pass.
My Funded Futures verdict
Fast, cheap futures funding with a published pass rate, but the risk team has the last word
Best for: Active intraday futures traders who want daily payouts, no daily loss limit and a low entry price, and who trade alone on their own device.
Avoid if: You hold positions overnight, trade irregularly, share a computer with another trader, or plan to build one very large sim balance before withdrawing.
FTMO vs My Funded Futures FAQ
Questions traders ask
Is FTMO better than My Funded Futures?
On our grading FTMO scores higher overall (8.5 vs 8.0, grade A vs A). The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, FTMO or My Funded Futures?
The cheapest accounts start at $90 at FTMO and $105 at My Funded Futures. Prices depend on program and size, so compare the challenges tables.
Which pays out more reliably, FTMO or My Funded Futures?
FTMO has the stronger payout score (FTMO 9.4 vs My Funded Futures 9.2). FTMO pays every 14 days per ftmo account (immediate for supreme premium traders); futures cycles need 4-5 qualifying days; My Funded Futures pays daily on rapid and rapid eod, every 48 hours on builder, every 14 days on pro, on demand on studio.
Which has fewer hidden rules, FTMO or My Funded Futures?
FTMO has the lower Hidden Risk score (FTMO 0.9, low; My Funded Futures 1.1, low). Each review lists the specific rules behind the score.
Is it easier to pass FTMO or My Funded Futures?
FTMO: 10% (reported). My Funded Futures: 20% (reported). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
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