Head to head
My Funded Futures vs The5ers
My Funded Futures grades higher overall, 8.0 to 7.5. Across 21 measurable rows, My Funded Futures comes out ahead on 9 and The5ers on 8.
Fast, cheap futures funding with a published pass rate, but the risk team has the last word
Cheap entry, long scaling ladders and a solid payout record, but read the funded-stage rules before you scale
Key differences
In short
- My Funded Futures has the stronger payout record (9.2 vs 7.1).
- The5ers carries more hidden-rule risk (2.4 vs 1.1), led by: risk reviews at payout time.
- The5ers allows more capital ($4,000,000 vs $450,000).
- Only The5ers sells 2-step and 3-step programs.
- NinjaTrader, Tradovate, Quantower, Volumetrica are only available at My Funded Futures.
- MT5, cTrader are only available at The5ers.
My Funded Futures vs The5ers, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | A8.0 | A7.5 |
| Payouts | 9.2 | 7.1 |
| Transparency | 7.2 | 5.3 |
| Rules & trading conditions | 6.5 | 8.9 |
| Reputation | 8.0 | 8.5 |
| Platforms & execution | 8.9 | 7.2 |
| Support | 8.1 | 7.4 |
| Evidence | ||
| Trustpilot | 4.9 (22K) | 4.7 (39K) |
| Pass rate | 20%Reported | 9%Estimate |
| Hidden risk | 1.1 LowHidden risk 1.1 out of 10, Low | 2.4 LowHidden risk 2.4 out of 10, Low |
| Negative recent reviews | 3% | 6% |
| Offer | ||
| $100K challenge | — | $95 |
| Cheapest account | $105 | $19 |
| Max allocation | $450K | $4M |
| Max profit split | 90% | 100% |
| Payouts | Daily on Rapid and Rapid EOD, every 48 hours on Builder… | Every 14 days from funding… |
| Programs | 1-step | 1-step, 2-step, 3-step |
| Current offer | 40% OFF· CLUB | — |
| Company | ||
| Headquarters | Frisco, Texas, United States | Raanana, Israel |
| Years in business | 3 | 10 |
| Trading | ||
| Platforms | NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica | MT5, cTrader, TradingView |
| Assets | Futures | Forex, Indices, Metals, Energies, Commodities, Crypto, Futures |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Not allowed | Restricted |
| Copy trading | Restricted | Restricted |
| Hedging | Not allowed | Restricted |
Which should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | Either | My Funded Futures: Builder's one-day pass, soft daily pause and $63 entry price with CLUB are forgiving, but trailing floors and the 7-day inactivity rule punish anyone who trades irregularly. |
| Experienced traders | My Funded Futures | Rapid pays daily at 90/10 and Pro allows up to $100,000 of sim payouts with no funded daily loss limit or consistency rule. |
| Swing traders | The5ers | Overnight and weekend holding are allowed on every CFD program with no time limit, but swaps are high (oil x10 at weekends), swap-free is funded-only on request, and a persistent directional bias can be flagged as one-sided betting. |
| Scalpers | Either | My Funded Futures: Scalping is allowed, but HFT, tight-bracket fill exploitation and maxed-out sizing on Pro can be flagged by the risk team. |
| EA & algo traders | My Funded Futures | Automation is allowed as long as it does not exploit simulated fills, but HFT is banned and the Tradovate API is not available on prop accounts. |
| News traders | Either | My Funded Futures: News is open on evaluations, Builder and Studio, while Rapid and Pro funded accounts must be flat 2 minutes either side of Tier 1 releases. |
Verdicts
My Funded Futures verdict
Fast, cheap futures funding with a published pass rate, but the risk team has the last word
Best for: Active intraday futures traders who want daily payouts, no daily loss limit and a low entry price, and who trade alone on their own device.
Avoid if: You hold positions overnight, trade irregularly, share a computer with another trader, or plan to build one very large sim balance before withdrawing.
The5ers verdict
Cheap entry, long scaling ladders and a solid payout record, but read the funded-stage rules before you scale
Best for: Manual FX traders who want a cheap, no-time-limit evaluation and plan to scale slowly with steady, two-sided trading and modest position sizes.
Avoid if: You trade news releases, run EAs or copied signals, hold one-directional trend positions, or expect large single withdrawals from a $50K-$100K account.
My Funded Futures vs The5ers FAQ
Questions traders ask
Is My Funded Futures better than The5ers?
On our grading My Funded Futures scores higher overall (8.0 vs 7.5, grade A vs A). The5ers still comes out ahead on reputation, conditions. The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, My Funded Futures or The5ers?
The cheapest accounts start at $105 at My Funded Futures and $19 at The5ers. Prices depend on program and size, so compare the challenges tables.
Which pays out more reliably, My Funded Futures or The5ers?
My Funded Futures has the stronger payout score (My Funded Futures 9.2 vs The5ers 7.1). My Funded Futures pays daily on rapid and rapid eod, every 48 hours on builder, every 14 days on pro, on demand on studio; The5ers pays every 14 days from funding; the timer resets after each scale-up.
Which has fewer hidden rules, My Funded Futures or The5ers?
My Funded Futures has the lower Hidden Risk score (My Funded Futures 1.1, low; The5ers 2.4, low). Each review lists the specific rules behind the score.
Is it easier to pass My Funded Futures or The5ers?
My Funded Futures: 20% (reported). The5ers: 9% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
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