Head to head
Fintokei vs The5ers
The5ers grades higher overall, 7.7 to 6.2. Across 21 measurable rows, Fintokei comes out ahead on 3 and The5ers on 15.
Key differences
In short
- A $100K evaluation is cheaper at The5ers ($95 vs $419 at Fintokei).
- The5ers has the stronger payout record (7.6 vs 6.1).
- Fintokei carries more hidden-rule risk (5.3 vs 3.7), led by: provider program discretion clause ('article 37').
- The5ers allows more capital ($4,000,000 vs $700,000).
Fintokei vs The5ers, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | C6.2 | A7.7 |
| Payouts | 6.1 | 7.6 |
| Transparency | 6.2 | 5.7 |
| Rules & trading conditions | 6.0 | 8.9 |
| Reputation | 6.2 | 8.7 |
| Platforms & execution | 7.1 | 7.3 |
| Support | 6.0 | 7.4 |
| Evidence | ||
| Trustpilot | 4.4 (1.4K) | 4.7 (39K) |
| Pass rate | 21%Reported | 9%Estimate |
| Hidden risk | 5.3 HighHidden risk 5.3 out of 10, High | 3.7 ModerateHidden risk 3.7 out of 10, Moderate |
| Negative recent reviews | 14% | 6% |
| Offer | ||
| $100K challenge | $419 | $95 |
| Cheapest account | $44 | $19 |
| Max allocation | $700K | $4M |
| Max profit split | 100% | 100% |
| Payouts | Every 14 days per funded account | Every 14 days from funding… |
| Programs | 1-step, 2-step, 3-step | 1-step, 2-step, 3-step |
| Current offer | 20% OFF· NEW20 | — |
| Company | ||
| Headquarters | Brno, Czech Republic | Raanana, Israel |
| Years in business | 4 | 10 |
| Trading | ||
| Platforms | TradingView, MT5, cTrader | MT5, cTrader, TradingView |
| Assets | Forex, Metals, Energies, Indices | Forex, Indices, Metals, Energies, Commodities, Crypto, Futures |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Copy trading | Not allowed | Restricted |
| Hedging | Not allowed | Restricted |
Brno, Czech Republic
Raanana, IsraelWhich should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | Either | Fintokei: StartTrader is cheap ($44-$419) with a free trial and gradual 3-phase difficulty, but the funded-stage 1% daily consistency cap and discretionary termination risk are a lot for a first prop account to absorb. |
| Experienced traders | Either | Fintokei: ProTrader offers the best leverage (1:100) and biggest accounts ($400K) at competitive prices, but sizing up into real profit is exactly when the Consistency Rules and Provider Program clause tend to trigger. |
| Swing traders | Fintokei | ProTrader Swing is purpose-built for this style: swap-free, a balance-based daily limit that ignores open overnight positions, and news trading explicitly allowed. |
| Scalpers | The5ers | Short-term trading is allowed and FX commission is $4 per lot, but trades lasting seconds, tick scalping and simultaneous bulk entries are banned, and reviewers complain about gold spreads and stop slippage. |
| EA & algo traders | Either | Fintokei: Third-party EAs used to pass are banned, HFT and latency arbitrage are prohibited, and automated patterns are exactly what the 'randomness' consistency judgment tends to flag. |
| News traders | Either | Fintokei: Allowed and even promoted on ProTrader Swing, but one-off high-volatility news trades on the other three programs risk being classed as prohibited one-sided betting. |
Verdicts
Fintokei verdict
Fast payouts and published rules, until the discretionary Consistency clause decides your trading looks too good
Best for: Disciplined swing and position traders who keep daily risk near 1% and want ProTrader Swing's overnight-friendly structure.
Avoid if: You trade news spikes, scalp sub-10-second entries, run EAs to pass, or plan to scale risk up fast right after your first payout.
The5ers verdict
Cheap entry, long scaling ladders and a solid payout record, but read the funded-stage rules before you scale
Best for: Manual FX traders who want a cheap, no-time-limit evaluation and plan to scale slowly with steady, two-sided trading and modest position sizes.
Avoid if: You trade news releases, run EAs or copied signals, hold one-directional trend positions, or expect large single withdrawals from a $50K-$100K account.
Fintokei vs The5ers FAQ
Questions traders ask
Is Fintokei better than The5ers?
On our grading The5ers scores higher overall (7.7 vs 6.2, grade A vs C). Fintokei still comes out ahead on rules. The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, Fintokei or The5ers?
At list price a $100K evaluation costs $419 at Fintokei and $95 at The5ers, so The5ers is cheaper. The smallest accounts start at $44 and $19. Discounts change often, so check the offers page.
Which pays out more reliably, Fintokei or The5ers?
The5ers has the stronger payout score (Fintokei 6.1 vs The5ers 7.6). Fintokei pays every 14 days per funded account; The5ers pays every 14 days from funding; the timer resets after each scale-up.
Which has fewer hidden rules, Fintokei or The5ers?
The5ers has the lower Hidden Risk score (Fintokei 5.3, high; The5ers 3.7, moderate). Each review lists the specific rules behind the score.
Is it easier to pass Fintokei or The5ers?
Fintokei: 21% (reported). The5ers: 9% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
Compare Fintokei or The5ers with another firm
More head-to-heads