Head to head
Fintokei vs FundingPips
FundingPips grades higher overall, 6.8 to 6.0. Across 21 measurable rows, Fintokei comes out ahead on 5 and FundingPips on 11.
Fast payouts and published rules, until the discretionary Consistency clause decides your trading looks too good
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Key differences
In short
- A $100K evaluation is cheaper at Fintokei ($419 vs $444 at FundingPips).
- FundingPips has the stronger payout record (7.3 vs 5.8).
- Fintokei carries more hidden-rule risk (5.7 vs 4.4), led by: provider program discretion clause ('article 37').
- Fintokei allows more capital ($700,000 vs $400,000).
- Only Fintokei sells 3-step programs.
- Only FundingPips sells instant programs.
- TradingView is only available at Fintokei.
- Match-Trader is only available at FundingPips.
Fintokei vs FundingPips, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | C6.0 | B6.8 |
| Payouts | 5.8 | 7.3 |
| Transparency | 5.4 | 4.5 |
| Rules & trading conditions | 6.0 | 7.4 |
| Reputation | 5.9 | 7.0 |
| Platforms & execution | 6.7 | 7.1 |
| Support | 6.5 | 6.6 |
| Evidence | ||
| Trustpilot | 4.3 (1.4K) | 4.5 (70K) |
| Pass rate | 21%Reported | 10%Estimate |
| Hidden risk | 5.7 Very highHidden risk 5.7 out of 10, Very high | 4.4 HighHidden risk 4.4 out of 10, High |
| Negative recent reviews | 14% | 12.5% |
| Offer | ||
| $100K challenge | $419 | $444 |
| Cheapest account | $44 | $33 |
| Max allocation | $700K | $400K |
| Max profit split | 100% | 100% |
| Payouts | Every 14 days per funded account | Weekly (2 Step Pro at 80%, 2 Step Standard at 60%)… |
| Programs | 1-step, 2-step, 3-step | instant, 1-step, 2-step |
| Current offer | 20% OFF· NEW20 | 20% OFF· HELLO |
| Company | ||
| Headquarters | Brno, Czech Republic | Dubai, United Arab Emirates |
| Years in business | 4 | 4 |
| Trading | ||
| Platforms | TradingView, MT5, cTrader | MT5, cTrader, Match-Trader |
| Assets | Forex, Metals, Energies, Indices | Forex, Indices, Metals, Energies, Crypto |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Copy trading | Not allowed | Restricted |
| Hedging | Not allowed | Not allowed |
Brno, Czech Republic
Dubai, United Arab EmiratesWhich should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | Either | Fintokei: StartTrader is cheap ($44-$419) with a free trial and gradual 3-phase difficulty, but the funded-stage 1% daily consistency cap and discretionary termination risk are a lot for a first prop account to absorb. |
| Experienced traders | Either | Fintokei: ProTrader offers the best leverage (1:100) and biggest accounts ($400K) at competitive prices, but sizing up into real profit is exactly when the Consistency Rules and Provider Program clause tend to trigger. |
| Swing traders | Fintokei | ProTrader Swing is purpose-built for this style: swap-free, a balance-based daily limit that ignores open overnight positions, and news trading explicitly allowed. |
| Scalpers | FundingPips | Intraday scalping is allowed at $5 per lot on FX, but tick scalping and HFT are banned and traders report wide slippage on gold and silver. |
| EA & algo traders | Either | Fintokei: Third-party EAs used to pass are banned, HFT and latency arbitrage are prohibited, and automated patterns are exactly what the 'randomness' consistency judgment tends to flag. |
| News traders | Fintokei | Allowed and even promoted on ProTrader Swing, but one-off high-volatility news trades on the other three programs risk being classed as prohibited one-sided betting. |
Verdicts
Fintokei verdict
Fast payouts and published rules, until the discretionary Consistency clause decides your trading looks too good
Best for: Disciplined swing and position traders who keep daily risk near 1% and want ProTrader Swing's overnight-friendly structure.
Avoid if: You trade news spikes, scalp sub-10-second entries, run EAs to pass, or plan to scale risk up fast right after your first payout.
FundingPips verdict
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Best for: Disciplined intraday forex traders on one personal device who want cheap 2-step entry and weekly or bi-weekly payouts
Avoid if: You hold trades overnight without the Swing add-on, share devices or networks with other traders, run EAs on a VPS, or trade news
Fintokei vs FundingPips FAQ
Questions traders ask
Is Fintokei better than FundingPips?
On our grading FundingPips scores higher overall (6.8 vs 6.0, grade B vs C). Fintokei still comes out ahead on rules. The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, Fintokei or FundingPips?
At list price a $100K evaluation costs $419 at Fintokei and $444 at FundingPips, so Fintokei is cheaper. The smallest accounts start at $44 and $33. Discounts change often, so check the offers page.
Which pays out more reliably, Fintokei or FundingPips?
FundingPips has the stronger payout score (Fintokei 5.8 vs FundingPips 7.3). Fintokei pays every 14 days per funded account; FundingPips pays weekly (2 step pro at 80%, 2 step standard at 60%), bi-weekly (80% on flex models and 2 step standard, 95% on 2 step flex 95% and zero), on-demand 90% (2 step standard) and monthly 100% on challenge models with conditions.
Which has fewer hidden rules, Fintokei or FundingPips?
FundingPips has the lower Hidden Risk score (Fintokei 5.7, very high; FundingPips 4.4, high). Each review lists the specific rules behind the score.
Is it easier to pass Fintokei or FundingPips?
Fintokei: 21% (reported). FundingPips: 10% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
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