Top One Futures review

Wyoming-registered futures prop firm (2025), sister brand of Top One Trader

CEO: Matt Morris
Headquarters: United States
Founded: 2025
In business: 1 year
Trustpilot: 4.8(5.1K)

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Our grade

Good

7.1 / 10 · #4 of 34

4.8

Trustpilot

5.1K reviews

5★94%
4★2%
3★0%
2★0%
1★3%

Pass rate10%Estimate

Hidden riskModerate3.8 / 10

Payouts8.0/10Daily on Elite Daily…

Max allocation$3MProfit split up to 90%

Cheapest $100K—Accounts from $39

Programs61 step, instant

Top One Futures payouts

Payout score 8.0/10

How Top One Futures pays

Profit split: 80% – 90%
Frequency: Daily on Elite Daily; on demand after 5 qualifying profitable days on Elite ACCESS; 5-day cycles on Instant Sim Funded; each new 5% on Ignite; every 7 profitable days on X-Ultra; daily on live accounts
First payout: From the first funded day on Elite Daily once above the buffer; otherwise after the plan's profit target (Instant 6%, Ignite 5%) or profitable-day count (Elite ACCESS 5, X-Ultra 7)
Processing time: Firm claims under 12 hours on average; PropFirmMatch's tracker shows a median of about 10 hours over the past year, but payouts flagged for review can take 10 days or more
Minimum: $500 on Elite Daily and Elite ACCESS, $250 on Ignite, $50 on X-Ultra, $200 on live accounts
Methods: Rise (bank transfer)
Rise (crypto)
Paid out (claimed): $29.8M+ paid to traders (company figure shown on its site, October 2026); PropFirmMatch counts $12.46M over 8,689 payouts in the last 365 days

Why payouts scored 8.0

Payout complaints: 1 per 100 reviews
Positive payout mentions: 89%

9 of the latest 200 reviews talk about payouts:

8 positive1 negative

Payout track record

46 million in the past year with a median wait of about 10 hours and no reported delays, and the newest Trustpilot reviews mention payouts positively 8 times against 1 negative. 7% of the 153 analysed since April 2025 say a payout was denied or profits were removed, usually for trades under 10 seconds, contract-scaling breaches or the two-minute news window, and several describe a strategy video and a live video interview being demanded before payment, a step the help center does not mention.