Funded Trading Plus review

UK-based CFD prop firm since 2021, now under the Instant Funding group

CEO: Simon Massey
Headquarters: United Kingdom
Founded: 2021
In business: 5 years
Trustpilot: ≈4.8 · hidden

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Our grade

Average

5.6 / 10 · #12 of 22

≈4.8

Trustpilot

2.7K reviews

5★89%
4★5%
3★1%
2★1%
1★4%

Pass rate12%Estimate

Hidden riskHigh4.8 / 10

Payouts5.8/10On demand then every 7 days…

Max allocation$5MProfit split up to 90%

Cheapest $100K$493Accounts from $89

Programs4instant, 1 step, 2 step

Funded Trading Plus payouts

Payout score 5.8/10

How Funded Trading Plus pays

Profit split: 80% – 90%
Frequency: On demand then every 7 days (Instant Funding, 1-Step Express); every 10 days (2-Step Classic, Activation accounts once funded)
First payout: Day 0 on Instant Funding and 1-Step Express; after 1% growth and the consistency check on 2-Step Classic
Processing time: Officially 24-48 business hours; 2023-2025 reviewers reported hours-to-2-days, while 2026 reviewers report routine multi-day delays and disputed withdrawal records
Minimum: $50 (Instant Funding, 1-Step Express, Activation); 1% of starting balance on 2-Step Classic
Methods: Bank transfer (via Riseworks)
Crypto
Paid out (claimed): $19.5M+ paid out (company claim)

Why payouts scored 5.8

Payout complaints: 2.8 per 100 reviews
Positive payout mentions: 71%

52 of the latest 200 reviews talk about payouts:

37 positive15 negative

Payout track record

5 million paid to over 60,000 traders. That record has become harder to verify since Instant Funding's May 2026 acquisition: 2026 reviews repeatedly describe withdrawal requests shown as rejected in the trader portal and later silently marked approved with a different date, support failing to produce the underlying ledger on request, and processing routinely exceeding the firm's own 24-48 hour window.