The5ers rules & hidden risks
IsraelRaanana, Israel-based CFD and futures prop firm with 1-, 2- and 3-step programs since 2016
Our grade
Average
6.1 / 10 · ranked #4 of 10
The5ers hidden rules
The fine print, highlighted
Hidden Risk score
5.8/10
Very high risk
Average: 6.3
Most of The5ers' limits are written down, but the rules that cost traders money in 2026 are judgment calls enforced at payout time: coordinated trading judged by similar entries, one-sided bets, bulk trading and unusual sizing, backed by a five-day interview deadline and a non-disparagement clause. Payout caps on $50K-$100K accounts, a 3.5% withdrawal fee and a two-minute news window are documented but easy to miss.
- highdiscretion
Risk reviews at payout time
Payout and scaling requests go through a risk review that can end in termination for trade coordination or copy trading with other accounts. Dozens of August-September 2026 reviews say the evidence was similar entries by an unknown trader, with no shared IP, device or payment link shown.
Source - highstrategy
One-sided bets, bulk trading and sizing rules
The prohibited list bans consistently trading one direction, opening several trades at the same time, and position sizes substantially larger or smaller than your usual. None of these has a numeric threshold.
Source - highaccount
Five-day video interview deadline
If the firm requests an interview, it must be both scheduled and completed within five business days, or pending payouts are denied and all associated accounts are cancelled.
Source - mediumpayout
Per-payout caps
Funded $50K and $100K High Stakes accounts pay at most $3,000 and $4,000 per 14-day cycle; Summer Plan accounts $2,000 ($100K) or $3,000 ($200K); futures $1,250 ($25K) or 3% of balance ($50K).
Source - mediumcosts
3.5% fee on every cash withdrawal
Payouts via Rise, crypto or bank transfer lose 3.5%, and crypto is limited to $1,500 per request; only hub credits, which cannot be cashed out, are fee-free.
Source - mediumnews
Two-minute news window
On High Stakes and Summer Plan accounts, any order executed from 2 minutes before to 2 minutes after high-impact news, including a pending order placed earlier, is a soft breach and its profit is deducted.
Source - mediumconsistency
Consistency rules on Summer Plan and futures
Summer Plan funded accounts and the 1-step evaluation require the best day to be 50% or less of total profit before a payout, futures use a 40% best-trade rule, losing trades are not netted, and the FAQ says some accounts or regions use 30%.
Source - mediumdrawdown
Equity-based daily loss
Daily loss is measured from the higher of start-of-day balance or equity, so floating profit carried past midnight raises the floor. Summer Plan accounts breach permanently at 3% and $50K-$100K High Stakes accounts at 4%.
Source - mediumdiscretion
Non-disparagement clause
The T&C treat disparaging statements about the firm on review sites or social media, or publishing support correspondence, as a fundamental breach with termination and forfeited profits.
Source - mediumstrategy
EA approval conflict
The FAQ allows EAs you own the source code for, but the T&C say no automated software may be used without prior written approval, and futures ban algorithmic trading outright.
Source - mediumkyc
KYC and card-name checks after passing
KYC runs only after you pass, through a third-party provider the firm says it cannot overrule, and paying with a card in someone else's name disables the account with a refund instead of funding.
Source - lowcosts
50% starting split on Hyper Growth and Bootcamp
Hyper Growth pays only 50% of the profit made on the evaluation target before moving to 75% once funded, and Bootcamp pays 50% at its first funded level until the first scale-up.
Source - lowaccount
Inactivity expiry
Evaluations expire after 30 days without a new trade, counted from registration; funded High Stakes accounts after 60 days and futures accounts after 14. Holding an open position does not count as activity.
Source - lowpayout
Large payouts in installments
Above an undisclosed threshold set at the firm's discretion, approved profits can be paid in weekly installments of up to $10,000.
Source - lowother
Simulated accounts and unnamed liquidity provider
All evaluation and funded trading is simulated, the T&C reserve discretion over whether trades are executed, and the liquidity providers are kept confidential.
Source
The5ers rulebook
Grouped from the terms, FAQ and help center
Drawdown
- High Stakes $2.5K-$25K: 5% daily and 10% max loss; $50K and $100K: 4% daily and 8% max loss
- Max loss is static from the initial balance on every CFD program
- Daily loss is measured from the higher of start-of-day balance or equity at MT5 server midnight
- Pro Growth: 6% max loss and a 3% daily loss that ends the account
- Hyper Growth: 6% stop-out; the 3% daily level only pauses the account until the next day
- Bootcamp: 5% max loss and no daily limit in evaluation; funded accounts have 4% max loss and a 3% daily pause
- Summer Plan: 3% daily loss is a permanent breach (6% max loss on 1-step, 10% on 2-step)
- Futures: 4% end-of-day trailing drawdown from the highest midnight balance or equity, reset to 4% below balance after each withdrawal
Prohibited strategies
- Arbitrage of any kind, HFT (trades lasting seconds), tick scalping and rollover-scalping EAs
- Trade coordination or copy trading with other traders, account sharing, reselling and pass-your-challenge services
- One-sided bets and bulk trading (several trades opened at the same time)
- Third-party EAs, EAs without source code and EAs that flood the server with requests
- Hedging across firms and splitting one trade idea over several days to manufacture profitable days
- Position sizes far outside your usual range, overleveraging and concentrated exposure to correlated instruments
News & timing
- High Stakes and Summer Plan: no order execution from 2 minutes before to 2 minutes after high-impact news (Forex Factory, server time); profit is deducted
- Hyper Growth, Pro Growth and Bootcamp: news trading allowed, bracketing with buy and sell stops is banned
- CFD overnight and weekend holding allowed; indices and oil carry high swaps (oil x10 at weekends)
- Futures: news allowed; Day Trade must be flat by 4:50 PM, Swing may hold 1 mini or 10 micros overnight, no weekend positions
Consistency
- High Stakes: 3 profitable days of at least 0.5% of initial balance to pass each step and to scale
- Pro Growth: 3 profitable days of at least 0.5% of initial balance
- Summer Plan: best day must be 50% or less of total profit (1-step evaluation and all funded Summer accounts)
- Futures: best single trade must be under 40% of total profit, in evaluation and funded
- Consistency counts only winning trades; the FAQ says some accounts or regions use a 30% limit
Payouts
- First payout 14 days after funding, then every 14 days; the timer resets on each scale-up
- Minimum $150 after split ($300/$500 P&L on $50K/$100K High Stakes, $250 on Summer Plan)
- Caps per payout: $3,000 ($50K High Stakes), $4,000 ($100K High Stakes), $2,000 ($100K Summer), $3,000 ($200K Summer), $1,250 ($25K futures), 3% ($50K futures)
- 3.5% fee on Rise, crypto and bank payouts; crypto limited to $1,500 per request
- All trades must be closed before requesting a payout
Account & KYC
- KYC after passing through a third-party provider; legal name must match ID and payment card
- One email per trader, no account merging, and no trading from two IP addresses at the same time
- Using a VPN to get around country restrictions is a fundamental breach
- A requested video interview must be scheduled and completed within 5 business days
- Inactivity limits: 30 days for evaluations, 60 days for funded High Stakes, 14 days for futures
- Account caps: Hyper Growth $40K of evaluation capital, Bootcamp 4 accounts, futures 5 accounts, Summer Plan $600K buying power
Drawdown and targets by program
12 programs
| Program | Targets | Daily loss | Max loss | How drawdown works | Min days | Time limit | News | Leverage |
|---|---|---|---|---|---|---|---|---|
| High Stakes New 2-Step ($2.5K-$25K) | 10% / 5% | 5% | 10% static | Max loss static from initial balance; daily loss from the higher of start-of-day balance or equity at MT5 server midnight | 3 | Unlimited | Restricted | 1:100 FX, 1:25 indices and metals, 1:5 commodities, 1:2 crypto |
| High Stakes New 2-Step ($50K-$100K) | 10% / 5% | 4% | 8% static | Max loss static from initial balance; daily loss from the higher of start-of-day balance or equity at MT5 server midnight | 3 | Unlimited | Restricted | 1:100 FX, 1:25 indices and metals, 1:5 commodities, 1:2 crypto |
| High Stakes Classic 2-Step ($2.5K-$25K) | 8% / 5% | 5% | 10% static | Max loss static from initial balance; daily loss from the higher of start-of-day balance or equity at MT5 server midnight | 3 | Unlimited | Restricted | 1:100 FX, 1:25 indices and metals, 1:5 commodities, 1:2 crypto |
| High Stakes Classic 2-Step ($50K-$100K) | 8% / 5% | 4% | 8% static | Max loss static from initial balance; daily loss from the higher of start-of-day balance or equity at MT5 server midnight | 3 | Unlimited | Restricted | 1:100 FX, 1:25 indices and metals, 1:5 commodities, 1:2 crypto |
| Pro Growth 1-Step | 10% | 3% | 6% static | 6% max loss static from initial balance; 3% daily loss from the higher of start-of-day balance or equity at MT5 server time, a hard breach | 3 | Unlimited | Restricted | 1:30 FX, 1:25 indices and metals, 1:1.5 commodities, 1:0.6 crypto |
| Hyper Growth 1-Step | 10% | 3% | 6% static | 6% stop-out from initial balance; the 3% daily level (from the higher of midnight balance or equity) closes trades and pauses the account until the next day without a breach | 0 | Unlimited | Restricted | 1:30 FX, 1:25 indices and metals, 1:1.5 commodities, 1:0.6 crypto |
| Bootcamp 3-Step | 6% / 6% / 6% | None | 5% static | 5% static max loss in each evaluation step with no daily limit; funded accounts have a 4% max loss and a 3% daily pause from the higher of midnight balance or equity | None | Unlimited | Restricted | 1:30 FX, 1:25 indices and metals, 1:1.5 commodities, 1:0.6 crypto |
| Summer Plan 1-Step | 10% | 3% | 6% static | 6% max loss from initial balance; 3% daily loss from the higher of the prior end-of-day balance or equity, a permanent breach | None | Unlimited | Restricted | 1:100 |
| Summer Plan 2-Step New (10/5) | 10% / 5% | 3% | 10% static | 10% max loss from initial balance; 3% daily loss from the higher of the prior end-of-day balance or equity, a permanent breach | 1 | Unlimited | Restricted | 1:100 |
| Summer Plan 2-Step Classic (8/5) | 8% / 5% | 3% | 10% static | 10% max loss from initial balance; 3% daily loss from the higher of the prior end-of-day balance or equity, a permanent breach | 1 | Unlimited | Restricted | 1:100 |
| The5ers Futures Day Trade | 6% | None | 4% eod trailing | 4% end-of-day trailing from the highest midnight balance or equity; resets to 4% below the balance after each withdrawal | 0 | Unlimited (at least one trade every 14 days) | Allowed | 2 minis or 20 micros on $25K, 4 minis or 40 micros on $50K |
| The5ers Futures Swing | 6% | None | 4% eod trailing | 4% end-of-day trailing from the highest midnight balance or equity; resets to 4% below the balance after each withdrawal | 0 | Unlimited (at least one trade every 14 days) | Allowed | 2 minis or 20 micros on $25K, 4 minis or 40 micros on $50K |
What The5ers allows
Strategies
- Restricted
EAs / bots · Restricted
FAQ allows EAs you own the code for; T&C require prior written approval. No HFT, tick scalping, arbitrage, stealth stops or third-party EAs; no algos on futures
- Restricted
News trading · Restricted
High Stakes and Summer Plan: no order may execute from 2 min before to 2 min after red-folder news, profit is removed; Growth and Bootcamp ban bracketing; futures unrestricted
- Restricted
Weekend holding · Restricted
Allowed on every CFD program with high swaps (oil swap x10 at weekends); not allowed on futures
- Restricted
Overnight holding · Restricted
Allowed on CFDs; futures Day Trade must be flat by 4:50 PM, Swing may hold only 1 mini or 10 micros overnight
- Restricted
Copy trading · Restricted
Copying between your own accounts is allowed (Bootcamp accounts need different strategies, Hyper Growth banned above $500K total); copying other traders is banned
- Restricted
Hedging · Restricted
MT5 hedge accounts allow hedging inside one account; hedging across accounts or firms and opposing correlated positions to create profitable days are banned; banned on futures
- Restricted
Scalping · Restricted
Allowed, but trades lasting only seconds (HFT), tick scalping, bulk entries and rollover-scalping EAs are banned
Restricted countries: Afghanistan, Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Congo Republic, Crimea, Cuba, Democratic Republic of Congo, Donetsk, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Israel, Kherson, Laos, Lebanon, Liberia, Libya, Luhansk, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zaporizhzhia.
The5ers rules FAQ
Questions traders ask
What are The5ers' hidden rules?
The ones that catch traders are the payout caps ($3,000 on $50K and $4,000 on $100K High Stakes), the 3.5% withdrawal fee, the two-minute news window on High Stakes and Summer Plan, 50% consistency on Summer Plan accounts, and broad bans on one-sided bets, bulk trading and coordinated trading. A requested video interview must also be completed within five business days.
Can you trade news with The5ers?
Holding trades through news is allowed everywhere. On High Stakes and Summer Plan accounts no order may execute from two minutes before to two minutes after a red-folder release, including pending orders, and profit from such trades is deducted. Hyper Growth, Pro Growth and Bootcamp allow news trading except buy-and-sell-stop bracketing, and futures have no news restriction.
Are EAs allowed at The5ers?
The FAQ allows EAs whose source code you own, with no stealth stops, HFT, tick scalping or arbitrage, and bans third-party copy EAs. The T&C go further and require prior written approval for any automated software, so get approval in writing first. Algorithmic trading is banned on futures.
Does The5ers accept US traders?
Yes, again since February 2026, after new US sign-ups were paused in February 2024. US traders use The5ers' TradingView web terminal only, with no MT5 or new cTrader accounts, and can also join the futures programs on BlackArrow.
What happens if I breach a The5ers account?
Hitting the max loss or a hard daily loss ends the account and the fee is not refunded. Hyper Growth and funded Bootcamp accounts have a 3% daily pause that only locks you out until the next day, and trades inside the news window are soft breaches where the profit is deducted. A prohibited-practice finding can close every account you hold and forfeit pending payouts.
The5ers 1-step vs 2-step: which is easier?
The two-step is easier to pass: High Stakes New asks for 10% then 5% with a 10% max loss (8% on $50K and $100K), while the one-step Growth programs ask for 10% with only a 6% stop-out. The one-step can pay you sooner, but Hyper Growth starts at a 50% split and Pro Growth at 75%, against 80% on High Stakes.