Lucid Trading review
US futures prop firm launched in 2025, one-time-fee evaluations and fast payouts
- CEO
- AJ Campanella
- Headquarters
- United States
- Founded
- 2025
- In business
- 1 year
- Trustpilot
- 4.4(6.4K)
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Our grade
Good
6.5 / 10 · #12 of 34
4.4
Trustpilot
6.4K reviews
- 5★86%
- 4★2%
- 3★1%
- 2★1%
- 1★11%
About 30% off list plus the no-daily-loss-limit add-on free and $5-$10 extra off (Oct 2026)
Standing code with no end date, shown under Lucid's pricing grid. The code stays the same but the discount behind it changes with each campaign (the current 30% is labelled limited time).
Lucid Trading rules & hidden risks
The fine print that costs traders accounts
Hidden Risk score
5.0/10
High risk
Average: 4.6
The published rules are mostly clear, but the risk sits in enforcement Lucid applies after the fact: accounts paused for repeat KYC at payout and then closed for cross-user coordinated trading, correlated hedging or alleged chargebacks, with no evidence shared. 40.8% of the 250 newest negative reviews dispute a rule and 28.4% report a lost payout, and Lucid answers none of them publicly.
Hidden rules to know before you buy
- highdiscretion
Bans for cross-user coordinated trading
The terms bar trading in concert with other users or unconnected accounts, judged at Lucid's sole discretion. Since August 2026 dozens of traders report bans at payout on this ground, including couples sharing a home network, with no trade evidence shown.
Source - highstrategy
Hedging ban covers correlated products across accounts
Long ES in one account and short NQ in another counts as hedging, as does opposing trades with other users or at other firms. A flag resets the account to the prior day's balance without restoring drawdown; repeats mean breach and a permanent ban.
Source - highkyc
KYC re-check and chargeback sweeps at payout
KYC is only required at payout, and reviewers describe accounts paused for a second ID check right at payout, then closed for identity mismatch or a chargeback found in a Sep 17, 2026 batch sweep. Lucid treats any chargeback as grounds for a permanent ban.
Source - mediumconsistency
Consistency rules on Pro (40%) and Direct (20%) every cycle
One big day blocks the payout until the cycle total grows: a $2,000 day needs $5,000 of cycle profit on Pro and $10,000 on Direct. Flex and Daily drop consistency once funded.
Source - mediumpayout
Payout caps and a 5-payout ceiling
Flex pays 50% of profit up to $1,000-$3,000 per request and never raises the cap; Pro, Flex and Direct stop at 5 payouts, after which the live move is at the risk team's discretion.
Source - mediumaccount
Moving to live closes every sim account
All sim and evaluation accounts are closed when a trader goes live, the live account starts at a $0 balance, and no one else in the household may trade sim. LucidDaily pays at most $15,000 of sim profit on the move in total.
Source - mediumdrawdown
Intraday drawdown on LucidDaily funded accounts
Even if you buy the end-of-day evaluation, the funded Daily account trails intraday including open profit, which reviewers say ended accounts before the daily loss limit was hit.
Source - mediumother
Frequent rule rewrites
The profit split, Pro consistency (35% to 40%), live structure, DLL pricing and plan line-up changed at least five times between November 2025 and August 2026; legacy terms apply by purchase date.
Source - lowstrategy
Microscalping and HFT flags
Accounts are flagged when over 50% of profit comes from trades held 5 seconds or less; after a warning the profits are forfeited and the trader can be banned.
Source - lowaccount
30-day inactivity deletion
Any account without at least $1 of net profit or loss in 30 calendar days is permanently deleted, funded accounts included, with no refund.
Source
The rulebook
Drawdown4 rules
- Max loss $1,000 / $2,000 / $3,000 / $4,500 (Direct $1,000 / $2,000 / $3,500 / $5,000) trailing end-of-day; it locks at start balance + $100 once the balance passes the initial trail.
- LucidDaily funded accounts trail intraday, including unrealized profit.
- Daily loss limit is optional and a soft breach: hitting it pauses trading until the next session.
- On Pro and Direct funded accounts the daily limit becomes 60% of the highest end-of-day profit once above the trail.
Prohibited strategies5 rules
- Hedging within or across accounts, with other users or other firms, including correlated products in separate accounts.
- Microscalping: over 50% of profit from trades held 5 seconds or less triggers a review.
- High-frequency trading, exploiting sim fills or price delays, trades outside the best bid or offer, slow data feeds.
- Trading in concert with other users or trading on behalf of others.
- Bots, trade copiers between your own accounts, scaling in and flipping for trading days are allowed.
News & timing4 rules
- All sim positions must be closed by 4:45 PM ET; trading reopens at 6:00 PM ET Sunday to Thursday.
- No overnight or weekend holding on evaluation or sim funded accounts.
- News trading is allowed on Pro, Flex and Direct.
- LucidDaily: being in a position from 1 minute before to 1 minute after high-impact USD news is a hard breach.
Consistency4 rules
- LucidPro funded: largest day at most 40% of the payout cycle's profit (35% on pre-Nov 28, 2025 accounts).
- LucidDirect: largest day at most 20% of the cycle's profit.
- LucidFlex and LucidDaily evaluations: largest day at most 50% of total profit; no consistency once funded.
- No consistency rule on live accounts.
Payouts4 rules
- 90/10 profit split; $500 minimum request.
- Pro and Daily require the balance to stay above max loss + $100; Flex requires 5 days at $100-$250 profit each.
- Caps per request of $1,000-$3,500 on Pro, Flex and Direct; up to 5 payouts per account before the live review.
- Trading after a request that drops the balance below the required level can get the request denied.
Account & KYC5 rules
- Up to 10 evaluation and 5 funded accounts per household (10 in total).
- KYC at the first payout via the payout provider; business accounts need incorporation and ownership documents.
- Residents of about 80 countries are excluded, including Turkey, the Philippines, Nigeria, Pakistan, Vietnam and South Africa.
- Accounts with no $1 net P&L in 30 days are deleted; breached evaluations are deleted after 30 days unless reset.
- No refunds once an account has been traded; any chargeback leads to a permanent ban.
What Lucid Trading allows
AllowedEAs / botsAllowed
Bots and trade copiers allowed; high-frequency trading banned
RestrictedNews tradingRestricted
Allowed on Pro, Flex and Direct; LucidDaily must be flat 1 min either side of high-impact USD news
Not allowedWeekend holdingNot allowed
Sim accounts are flattened by 4:45 PM ET every day
Not allowedOvernight holdingNot allowed
Positions must be closed by 4:45 PM ET; only LucidLive accounts may hold overnight
RestrictedCopy tradingRestricted
Copying between your own accounts is allowed; trades coordinated with other users are banned
Not allowedHedgingNot allowed
Banned within and across accounts, users and firms, including correlated products (long ES, short NQ)
RestrictedScalpingRestricted
Allowed; flagged if over 50% of profit comes from trades held 5 seconds or less