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FXIFY review

Broker-backed CFD prop firm since 2023, offering evaluation, instant and lightning funding

CEO
Not disclosed
Headquarters
Mauritius
Founded
2023
In business
3 years
Trustpilot
4.3(6.3K)

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C

Our grade

Average

5.5 / 10 · #13 of 22

4.3

Trustpilot

6.3K reviews

  • 5★55%
  • 4★25%
  • 3★10%
  • 2★5%
  • 1★5%
Pass rate12%
Hidden riskHigh
Payouts4.0/10
Max allocation$805K
Cheapest $100K$399
Programs8

FXIFY payouts

Payout score 4.0/10

How FXIFY pays

Profit split
80% – 90%
Frequency
Varies by program: on-demand after minimum trading days for 1-Phase, 2-Phase Standard and 3-Phase (then monthly, or biweekly with an add-on); fixed 14-or-30-day cycle with no on-demand first payout for 2-Phase Classic; every 10 days for 2-Phase Pro; biweekly for Instant Funding; every 10 days for Instant Funding Lite; biweekly after a 7-day first payout for the Lightning Challenge
First payout
Typically on demand once minimum trading days are met (varies by program; see individual challenges)
Processing time
FXIFY reviews withdrawals Mon-Fri 9AM-9PM GMT and targets about 3 business days once KYC and Rise verification are complete; 2026 Trustpilot reviews report routine 7-21 day holds and 'escalated' tickets, especially June-August 2026
Minimum
$50 across all programs
Methods
  • Rise (bank transfer / card payout partner)
  • Crypto (USDC/USDT, for Ukraine-based traders and where Rise is unsupported)
Paid out (claimed)
$40M+ paid out to 250,000+ traders, including a $117,000 single payout (company claim)

Why payouts scored 4.0

Payout complaints
5 per 100 reviews
Positive payout mentions
55%

42 of the latest 200 reviews talk about payouts:

23 positive19 negative

Payout track record

FXIFY says it has paid out more than $40 million to over 250,000 traders since launching in April 2023, including a single $117,000 payout, and Trustpilot reviews confirm routine payouts landing in roughly 3 business days when nothing is flagged. The pattern breaks down around compliance: payout denial and account termination for 'latency arbitrage' is the most common complaint theme in our sample (35.6% of negative reviews), usually surfacing within days of a payout request, and organic Trustpilot sentiment fell to a 1.68/5 monthly average in July 2026 largely on the back of these cases. Reviewers also describe 7-to-21-day holds inside the mandatory Rise payout processor during mid-2026, beyond FXIFY's own stated 3-day target.