AquaFunded payouts
United Arab EmiratesDubai prop firm selling instant, 1-step and 2-step CFD and futures accounts since 2023
Our grade
Weak
4.7 / 10 · ranked #9 of 10
AquaFunded payout track record
Payout score 5.0/10
AquaFunded does pay: PropFirmMatch's tracker logged 3,866 payouts worth $4.6M in the year to October 2026, with a roughly two-day median and no reported delays; the largest single payout it logged was $13,382, and $100k+ accounts are capped at $10,000 on their first two payouts. The problem is denials and deductions. Since January 2026 about 35% of 1-2 star Trustpilot reviews describe a payout refused or cut after a manual risk review, usually citing copy or reverse trading with accounts the trader says they never saw, shared IP addresses, devices or VPS servers, multiple accounts, or deductions for news, tick scalping and high margin use. All six Forex Peace Army reviews (July 2025 to August 2026) are 1-star and five describe rejected withdrawals, several between $8,000 and $35,000, while several Trustpilot reviewers say refunds were offered only with an NDA. The compensation behind the payout guarantee has also shrunk, from the trader's full realized profit in 2024 to a flat $1,000 today, and every payout carries a 3% processing fee.
Why it scored 5.0: Thousands of payouts are tracked with a roughly two-day median, but about a third of recent negative reviews describe denied or cut payouts after risk reviews, plus a 3% fee and $10k caps on early payouts.
How AquaFunded pays out
Split, schedule, methods
- Profit split
- 90% – 100%
- Frequency
- Every 14 days by default; 7-day cycles (evaluations) or on-demand requests (instant) as paid add-ons; futures models pay on demand, daily or every 5-6 winning days
- First payout
- 14 days after the first funded trade, once the model's 3-7 qualifying days (+0.5% each) and any consistency rule are met
- Processing time
- PropFirmMatch's tracker shows a median of about 2 days from request to payment over the last 365 days; the guarantee clock only runs in business hours after approval
- Minimum
- $100 on CFD accounts, $500 on futures
- Methods
- Rise (bank transfer, crypto and local methods) for $500 and up, Crypto (USDC and other stablecoins) for amounts under $5,000
- Guarantee
- Approved payouts processed within 24 business hours (Mon 9am to Fri 5pm Dubai time) or an extra $1,000
- Paid out (claimed)
- $8M+ in rewards (company claim, Oct 2026); PropFirmMatch tracked $4.6M across 3,866 payouts in the 12 months to Oct 2026
Payout terms by program
| Program | Profit split | First payout | Frequency | Consistency rule |
|---|---|---|---|---|
| Instant Funding Pro | 90%, 100% with a paid add-on | 14 days after the first trade, once 5 qualifying days (each +0.5% of starting balance) and the consistency rule are met; on demand with a paid add-on | Every 14 days; on demand with a paid add-on | Best day must be under 20% of the cycle's total profit for accounts bought from 8 Sep 2026 (limited-time offer; 15% for earlier purchases) |
| Instant Funding Standard | 90%, 100% with a paid add-on (cut to 50% or 25% after floating-loss strikes) | 14 days after the first trade, once 5 qualifying days (each +0.5% of starting balance) and the 15% consistency rule are met; on demand with a paid add-on | Every 14 days; on demand with a paid add-on | Best day must be under 15% of the cycle's total profit before a payout can be requested |
| Instant Flex | 90% (no split add-on offered) | 14 days after the first trade, once 7 qualifying days (each +0.5% of starting balance) are complete | Every 14 days, capped at 5% of the starting balance per cycle | None |
| 1 Step Standard | 90%, 100% with a paid add-on | 14 days after the first funded trade (7 days with a paid add-on), after 3 qualifying days | Every 14 days; every 7 days with a paid add-on | None |
| 1 Step Flex | 90%, 100% with a paid add-on | 14 days after the first funded trade (7 days with a paid add-on), after 3 qualifying funded days | Every 14 days; every 7 days with a paid add-on | None |
| 2 Step Standard | 90%, 100% with a paid add-on | 14 days after the first funded trade (7 days with a paid add-on), after 3 qualifying days | Every 14 days; every 7 days with a paid add-on | None |
| 2 Step Pro | 90%, 100% with a paid add-on | 14 days after the first funded trade (7 days with a paid add-on), after 3 qualifying funded days and the 50% consistency rule | Every 14 days; every 7 days with a paid add-on | Funded only: best day must be under 50% of the cycle's profit (purchases from 31 Aug 2026; 25% before) |
| 2 Step Elite | 90%, 100% with a paid add-on | 14 days after the first funded trade (7 days with a paid add-on), after 3 qualifying days | Every 14 days; every 7 days with a paid add-on | None |
| Pay After Pass (Pay Later) | 90%, 100% with a paid add-on | 14 days after the first funded trade (on demand with a paid add-on), after 5 qualifying days and the 15% consistency rule | Every 14 days; on demand with a paid add-on | Funded only: best day must be under 15% of the cycle's profit |
| AquaMan | 90%, 100% with a paid add-on | 14 days after the first funded trade (7 days with a paid add-on), after 5 qualifying funded days and the 15% consistency rule | Every 14 days; every 7 days with a paid add-on | Funded only: best day must be under 15% of the cycle's profit |
| AquaFunded Futures Standard | 90% | On demand once the balance clears the buffer ($52,100 on 50k) and the 40% consistency rule is met; minimum $500 | On demand; capped at $2,000 for the first payout and $2,500 after that on 50k | Funded only: best day must be under 40% of the cycle's profit |
| AquaFunded Futures Flex (with daily loss limit) | 90% | After 5 winning days of at least $200 / $250 / $300; each payout is 50% of profit, capped at $2,000 / $2,500 / $3,000 | Every 5 winning days; payouts 2 to 5 also need $1,000 / $1,250 / $1,500 of net profit | Challenge only: best day must be under 50% of total profit |
| AquaFunded Futures Flex (no daily loss limit) | 90% | After 6 winning days of at least $200 / $250 / $300; each payout is 50% of profit, capped at $2,000 / $2,500 / $3,000 | Every 6 winning days; payouts 2 to 5 also need $1,000 / $1,250 / $1,500 of net profit | Challenge only: best day must be under 50% of total profit |
| AquaFunded Futures Daily | 90% | Once the balance clears $52,100 / $103,600 / $155,100; up to $1,100 / $2,200 / $3,300 per day, minimum $500 | Daily; from the second payout each request needs $550 / $1,000 / $1,500 of new net profit | Evaluation only: best day must be under 40% of total profit |
| AquaFunded Futures Instant | 90% | On demand after a profit goal of $3,000 on 50k ($1,500 on 25k, $6,000 on 100k, $9,000 on 150k) plus the 20% consistency rule; minimum $500 | On demand; later cycles need a fresh $2,500 profit goal on 50k; capped at $2,000 per payout on 50k | Best day must be under 20% of each payout cycle's profit |
Scaling
Funded traders who make 12% within a 3-month period can have the account raised by 25% of its initial size, repeatable toward a stated $4M ceiling. The math is slow: a $400k account gains $100k per qualifying quarter, so reaching $4M takes 36 straight qualifying quarters, about nine years. Aqua Elite tiers add balance boosts (+25% to +75%), monthly salaries ($1,000 Silver, $3,000 Gold) and higher allocation caps ($500k Silver, $800k Gold) after 3-9 months of profitable funded trading and $20k-$75k of withdrawals.
What traders report about getting paid
From 200 recent Trustpilot reviews
80 reviews in the recent sample mention payouts: 13 positive and 67 negative (83.8% negative).
Payout complaints · share of negative reviews
- Payout denied or cut after a risk review35%
Denials over coordinated or copy trading, IP and device overlap, VPS use and multiple accounts, plus profit deductions for news, tick scalping and margin use; some say refunds came with an NDA.
- Purchase, KYC and activation problems7%
Paid accounts not delivered, Rise KYC delays and unexpected activation fees on cheap trial or pay-later accounts.
Payout praise · share of 4–5★ reviews
- Payouts received36%
Confirmed payouts, mostly on small accounts and first or second withdrawals, often within a day or two.
Most reported issue overall
Payout denied or cut after a risk review
Traders who hit their targets describe payouts refused or reduced after a manual review, citing copy or reverse trading with accounts they say they never saw, shared IPs, devices or VPS servers, multiple accounts, or deductions for news, tick scalping and high margin use; several say the only evidence was a spreadsheet or screenshot with masked account numbers.
AquaFunded payout history
Events that affected payouts
Jun 22, 2024 · product
Payout guarantee and new challenge lineup
AquaFunded added a payout guarantee after paying out over $1.4M in 2024 and launched 1-step, 2-step, 2-step Pro and 3-step challenges. Source
Jul 31, 2025 · product
Aqua 5.0 relaunch
New website and branding, $250k and $300k instant accounts, and a 48-hour payout guarantee backed by an extra $1,000. Source
Mar 24, 2026 · product
Aqua Elite, Pay After Pass and TryAqua
Salary tiers, scaling claims up to $4M, pay-after-pass evaluations and $1 trial accounts were added. Source
Apr 27, 2026 · rule change
News trading allowed with a 0.5% cap
Funded accounts may now trade news, but profit inside the 5-minute window around red-folder events is capped at 0.5% of the starting balance per cycle. Source
Jul 2026 · controversy
Trustpilot hides AquaFunded's rating
Trustpilot placed a guideline-breach warning on the main profile after removing fake reviews; The Industry Spread reported it on 29 July 2026. Source
AquaFunded payout FAQ
Questions traders ask
Does AquaFunded actually pay out?
Yes. PropFirmMatch tracked 3,866 AquaFunded payouts worth $4.6M in the year to October 2026, with a median of about two days. The risk is denial rather than delay: about 35% of recent 1-2 star Trustpilot reviews describe payouts refused or cut after a risk review, and five of the six Forex Peace Army reviews describe rejected withdrawals.
How long do AquaFunded payouts take?
You can request the first payout 14 days after your first funded trade (7 days or on demand with paid add-ons), then every 14 days. Approved payouts are guaranteed within 24 business hours (Monday to Friday, Dubai hours) or you get an extra $1,000, and PropFirmMatch's tracker shows about two days from request to payment. A 3% processing fee comes off every payout.
Before buying, read the AquaFunded rules that most often block payouts.
AquaFunded rules & hidden risks Visit AquaFunded