Head to head · Oct 2026
FundingPips vs The5ers
The5ers grades higher overall, 6.1 to 5.9. Across 21 measurable rows, FundingPips comes out ahead on 2 and The5ers on 11.
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Cheap entry and long scaling ladders, but payout-stage risk reviews made The5ers a riskier bet in 2026
Key differences
In short
- A $100K evaluation is cheaper at The5ers ($95 vs $444 at FundingPips).
- FundingPips has the stronger payout record (6.5 vs 6.0).
- The5ers allows more capital ($4,000,000 vs $400,000).
- Only FundingPips sells instant programs.
- Only The5ers sells 3-step programs.
- Match-Trader is only available at FundingPips.
- TradingView is only available at The5ers.
FundingPips vs The5ers, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | C5.9 | C6.1 |
| Payouts | 6.5 | 6.0 |
| Rules & transparency | 4.5 | 5.0 |
| Reputation | 5.5 | 6.5 |
| Trading conditions | 6.5 | 7.0 |
| Support | 6.0 | 6.0 |
| Platforms & execution | 6.5 | 6.5 |
| Evidence | ||
| Trustpilot | 4.5 (70K) | 4.7 (39K) |
| Pass rate | 10%Estimate | 9%Estimate |
| Hidden risk | 5.8 Very highHidden risk 5.8 out of 10, Very high | 5.8 Very highHidden risk 5.8 out of 10, Very high |
| Negative recent reviews | 12.5% | 6% |
| Offer | ||
| $100K challenge | $444 | $95 |
| Cheapest account | $33 | $19 |
| Max allocation | $400K | $4M |
| Max profit split | 100% | 100% |
| Payouts | Weekly (2 Step Pro at 80%, 2 Step Standard at 60%)… | Every 14 days from funding… |
| Programs | instant, 1-step, 2-step | 1-step, 2-step, 3-step |
| Current offer | 10% OFF· FP | DEAL |
| Company | ||
| Headquarters | Dubai, United Arab Emirates | Raanana, Israel |
| Years in business | 4 | 10 |
| Trading | ||
| Platforms | MT5, cTrader, Match-Trader | MT5, cTrader, TradingView |
| Assets | Forex, Indices, Metals, Energies, Crypto | Forex, Indices, Metals, Energies, Commodities, Crypto, Futures |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Hedging | Not allowed | Restricted |
Dubai, United Arab Emirates
Raanana, IsraelWhich should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | Either | FundingPips: Prices from $33 and static drawdowns help, but frequent rule changes, the in-house news calendar and device-ID enforcement punish anyone who skips the fine print. |
| Experienced traders | Either | FundingPips: Fast payouts and a $400K allocation suit them, but 1%-per-idea guidance, 'gambling' reviews and possible mandatory PRIME conversion add risk for anyone who sizes up. |
| Swing traders | The5ers | Overnight and weekend holding are allowed on every CFD program with no time limit, but swaps are high (oil x10 at weekends), swap-free is funded-only on request, and a persistent directional bias can be flagged as one-sided betting. |
| Scalpers | Either | FundingPips: Intraday scalping is allowed at $5 per lot on FX, but tick scalping and HFT are banned and traders report wide slippage on gold and silver. |
| EA & algo traders | Either | FundingPips: Third-party EAs may only manage trades, your own EA needs proof of ownership, and VPN or VPS connections are banned. |
| News traders | The5ers | High Stakes and Summer Plan block order execution 2 minutes either side of red-folder news and strip the profit, but Hyper Growth, Pro Growth and Bootcamp allow news (no bracketing) and futures have no news restriction. |
Verdicts
FundingPips verdict
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Best for: Disciplined intraday forex traders on one personal device who want cheap 2-step entry and weekly or bi-weekly payouts
Avoid if: You hold trades overnight without the Swing add-on, share devices or networks with other traders, run EAs on a VPS, or trade news
The5ers verdict
Cheap entry and long scaling ladders, but payout-stage risk reviews made The5ers a riskier bet in 2026
Best for: Manual FX traders who want a cheap, no-time-limit evaluation and plan to scale slowly with steady, two-sided trading and modest position sizes.
Avoid if: You trade news releases, run EAs or copied signals, hold one-directional trend positions, or expect large single withdrawals from a $50K-$100K account.
FundingPips vs The5ers FAQ
Questions traders ask
Is FundingPips better than The5ers?
On our grading The5ers scores higher overall (6.1 vs 5.9, grade C vs C). FundingPips still comes out ahead on payouts. The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, FundingPips or The5ers?
At list price a $100K evaluation costs $444 at FundingPips and $95 at The5ers, so The5ers is cheaper. The smallest accounts start at $33 and $19. Discounts change often, so check the offers page.
Which pays out more reliably, FundingPips or The5ers?
FundingPips has the stronger payout score (FundingPips 6.5 vs The5ers 6.0). FundingPips pays weekly (2 step pro at 80%, 2 step standard at 60%), bi-weekly (80% on flex models and 2 step standard, 95% on 2 step flex 95% and zero), on-demand 90% (2 step standard) and monthly 100% on challenge models with conditions; The5ers pays every 14 days from funding; the timer resets after each scale-up.
Which has fewer hidden rules, FundingPips or The5ers?
FundingPips has the lower Hidden Risk score (FundingPips 5.8, very high; The5ers 5.8, very high). Each review lists the specific rules behind the score.
Is it easier to pass FundingPips or The5ers?
FundingPips: 10% (estimate). The5ers: 9% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
Compare FundingPips or The5ers with another firm
More head-to-heads
- FundingPips vs FTMO
- FundingPips vs FundedNext
- FundingPips vs BrightFunded
- FundingPips vs Top One Trader
- FundingPips vs Alpha Capital Group
- FundingPips vs For Traders
- FundingPips vs AquaFunded
- FundingPips vs Goat Funded Trader
- The5ers vs FTMO
- The5ers vs FundedNext
- The5ers vs BrightFunded
- The5ers vs Top One Trader
- The5ers vs Alpha Capital Group
- The5ers vs For Traders
- The5ers vs AquaFunded
- The5ers vs Goat Funded Trader