Head to head · Oct 2026
AquaFunded vs FundingPips
FundingPips grades higher overall, 5.9 to 4.7. Across 21 measurable rows, AquaFunded comes out ahead on 3 and FundingPips on 10.
Cheap challenges wrapped in a dense, shifting rulebook and a damaged reputation
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Key differences
In short
- A $100K evaluation is cheaper at AquaFunded ($279.20 vs $444 at FundingPips).
- FundingPips has the stronger payout record (6.5 vs 5.0).
- AquaFunded carries more hidden-rule risk (7.0 vs 5.8), led by: floating-loss caps close accounts instantly.
- TradeLocker, Tradovate, NinjaTrader, TradingView are only available at AquaFunded.
AquaFunded vs FundingPips, side by side
The better value in each row is marked
| Criterion | ||
|---|---|---|
| Grade | ||
| Overall score | D4.7 | C5.9 |
| Payouts | 5.0 | 6.5 |
| Rules & transparency | 3.5 | 4.5 |
| Reputation | 3.0 | 5.5 |
| Trading conditions | 6.0 | 6.5 |
| Support | 5.5 | 6.0 |
| Platforms & execution | 6.5 | 6.5 |
| Evidence | ||
| Trustpilot | Hidden (1.2K) | 4.5 (70K) |
| Pass rate | 8%Estimate | 10%Estimate |
| Hidden risk | 7.0 Very highHidden risk 7.0 out of 10, Very high | 5.8 Very highHidden risk 5.8 out of 10, Very high |
| Negative recent reviews | 80.5% | 12.5% |
| Offer | ||
| $100K challenge | $279.20 | $444 |
| Cheapest account | $20 | $33 |
| Max allocation | $400K | $400K |
| Max profit split | 100% | 100% |
| Payouts | Every 14 days by default… | Weekly (2 Step Pro at 80%, 2 Step Standard at 60%)… |
| Programs | instant, 1-step, 2-step | instant, 1-step, 2-step |
| Current offer | 25% OFF· AUTUMN | 10% OFF· FP |
| Company | ||
| Headquarters | Dubai, United Arab Emirates | Dubai, United Arab Emirates |
| Years in business | 3 | 4 |
| Trading | ||
| Platforms | MT5, cTrader, Match-Trader, TradeLocker, Tradovate, NinjaTrader, TradingView | MT5, cTrader, Match-Trader |
| Assets | Forex, Indices, Metals, Commodities, Energies, Crypto, Futures | Forex, Indices, Metals, Energies, Crypto |
| EAs | Restricted | Restricted |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Hedging | Restricted | Not allowed |
Dubai, United Arab EmiratesWhich should you choose?
By trading style
| You are… | Pick | |
|---|---|---|
| Beginners | FundingPips | Prices from $33 and static drawdowns help, but frequent rule changes, the in-house news calendar and device-ID enforcement punish anyone who skips the fine print. |
| Experienced traders | Either | AquaFunded: Low prices and no time limits suit disciplined traders who audit every rule for their model and accept manual payout reviews and a 3% payout fee. |
| Swing traders | AquaFunded | Overnight and weekend holding is allowed on CFDs and 2-Step Standard or Elite have static drawdowns, but -1% to -2% floating-loss limits rule out wide stops on funded and instant accounts. |
| Scalpers | FundingPips | Intraday scalping is allowed at $5 per lot on FX, but tick scalping and HFT are banned and traders report wide slippage on gold and silver. |
| EA & algo traders | Either | AquaFunded: Own-strategy EAs are allowed on CFDs, but VPS and shared-device flags appear in payout denials and futures accounts ban automation outright. |
| News traders | Either | AquaFunded: Funded profit from trades within 5 minutes of any red-folder event is capped at 0.5% of the starting balance per cycle. |
Verdicts
AquaFunded verdict
Cheap challenges wrapped in a dense, shifting rulebook and a damaged reputation
Best for: Disciplined traders with small, steady risk per trade who want cheap 2-step pricing, no time limits and a choice of four CFD platforms, and who will read every rule for their model.
Avoid if: You scalp, trade news, run EAs on a VPS, share a network with other traders, or need a firm with a clean, verifiable payout reputation.
FundingPips verdict
FundingPips pays fast and sells cheap, but 2026's rule churn and device-ID bans demand caution
Best for: Disciplined intraday forex traders on one personal device who want cheap 2-step entry and weekly or bi-weekly payouts
Avoid if: You hold trades overnight without the Swing add-on, share devices or networks with other traders, run EAs on a VPS, or trade news
AquaFunded vs FundingPips FAQ
Questions traders ask
Is AquaFunded better than FundingPips?
On our grading FundingPips scores higher overall (5.9 vs 4.7, grade C vs D). The better choice depends on your style: compare the rules rows above before buying.
Which is cheaper, AquaFunded or FundingPips?
At list price a $100K evaluation costs $279.20 at AquaFunded and $444 at FundingPips, so AquaFunded is cheaper. The smallest accounts start at $20 and $33. Discounts change often, so check the offers page.
Which pays out more reliably, AquaFunded or FundingPips?
FundingPips has the stronger payout score (AquaFunded 5.0 vs FundingPips 6.5). AquaFunded pays every 14 days by default; 7-day cycles (evaluations) or on-demand requests (instant) as paid add-ons; futures models pay on demand, daily or every 5-6 winning days; FundingPips pays weekly (2 step pro at 80%, 2 step standard at 60%), bi-weekly (80% on flex models and 2 step standard, 95% on 2 step flex 95% and zero), on-demand 90% (2 step standard) and monthly 100% on challenge models with conditions.
Which has fewer hidden rules, AquaFunded or FundingPips?
FundingPips has the lower Hidden Risk score (AquaFunded 7.0, very high; FundingPips 5.8, very high). Each review lists the specific rules behind the score.
Is it easier to pass AquaFunded or FundingPips?
AquaFunded: 8% (estimate). FundingPips: 10% (estimate). Estimates are a guide to difficulty only; drawdown type and daily loss rules matter as much as the target.
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